76 Ridge Dr, Yonkers, NY 10705 Property Records

Westchester County and Yonkers City property record for 76 Ridge Dr, Yonkers, NY 10705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1965
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,088 (2026)
Deeds & Mortgages	Apr 2022 Refinance Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`551800 1.-94-25`

Property Details

APN / Parcel Number

Primary APN	`551800 1.-94-25`
Alternative APNs	`180000100000940250000000` `101713832`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,850 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Basement
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	101713832
Street Address	76 RIDGE DR
City	YONKERS
State	NY
Zip	10705-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S-50
Legal Subdivision	LOWERRE SUMMIT PARK
Legal Block	94
Legal Lot Number	25.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	YONKERS
Census Block Group	1
Census Block	1022
Census Tract	1301

Owner

76 Ridge Dr is owned and occupied by two individuals who acquired it in March 2022.

Source: Westchester County and Yonkers City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 RIDGE DR, YONKERS, NY 10705-2539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Mar 28, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 25, 2022	Intrafamily Transfer, Transfer
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Dec 15, 2020	Loan Modification, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022
Deed Sale	Mar 25, 2022
Prior Sale	Sep 15, 2016
Deed Document Number	20223067
Prior Transfer Date	Mar 3, 2022
Prior Transfer Doc	0000003067
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	76 RIDGE DR, YONKERS, NY 10705-2539
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 RIDGE DR, YONKERS, NY 10705-2539

Mortgage

Document Number	0620913272
Date	Apr 1, 2022
Instrument	620913272

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	76 RIDGE DR, YONKERS, NY 10705-2539
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 RIDGE DR, YONKERS, NY 10705-2539

Mortgage

Document Number	0620873154
Date	Mar 28, 2022
Instrument	620873154

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTCHESTER NY
Recording Date	Mar 25, 2022
Property Address	76 RIDGE DR, YONKERS, NY 10705-2539
Document Number	0620803067
Map Reference	MAP 2003
Instrument Date	Mar 3, 2022
Instrument	620803067
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 RIDGE DR, YONKERS, NY 10705-2539

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	76 RIDGE DR, YONKERS, NY 10705-2539
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	INTRACOASTAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610093067
Date	Jan 11, 2021
Instrument	610093067

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Nov 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	76 RIDGE DR, YONKERS, NY 10705-2539
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	INTRACOASTAL ABSTRACT CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610103001
Date	Jan 11, 2021
Instrument	610103001

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	76 RIDGE DR, YONKERS, NY 10705-2539
Document Number	0610103001
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	INTRACOASTAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 RIDGE DR YONKERS NY 107052539, YONKERS, NY 10705-2539

Mortgage

Document Number	0610103001
Date	Dec 15, 2020
Book Page	061010/003001

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 14, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 76 Ridge Dr was $1,088 with exemptions applied, down 81.2% from the year before.

Source: Westchester County and Yonkers City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Yonkers City
Unified School District	Yonkers City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,088.00 (-81.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption
2025	$5,777.00	$10,300 (-) Land $2,900 Building $7,400	$598,838 (+3.49%) Land $168,605 Building $430,233
2024	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$10,300 (-) Land $2,900 Building $7,400	$578,651 (+0.56%) Land $162,921 Building $415,730
2023		$10,300 Land $2,900 Building $7,400	$575,419 Land $162,011 Building $413,408
2020	$4,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1978–2012)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 76 Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YONKERS CITY serves 211,569 people · EPA ID NY5903465
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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