Lowndes County property record for 76 Richardson Rd, Columbus, MS 39702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,381 sqft · built 1960 |
| Lot Size | 4.8 acres (209,088 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Oct 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75W000008300 |
| Primary APN | 75W000008300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,381 sqft Adjusted Area |
| 1st Floor Area | 1,843 sqft |
| 2nd Floor Area | 418 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 209,088 sqft (4.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 76 RICHARDSON RD |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39702-7755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 NE4 76 RICHARDSON RD |
| Legal Range | 17W |
| Legal Township | 19S |
| Legal Section | 08 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 404 |
76 Richardson Rd is owned by two individuals who acquired it in October 2025.
Source: Lowndes County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1208 PRAIRIE WATERS DR, COLUMBUS, MS 39701-8014 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL COMPANY |
| Oct 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY |
| Jun 30, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage RENASANT BANK |
| Jan 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RENASANT BANK |
| Jun 25, 2024 | Deed of Trust, Mortgage · Closed-End Mortgage BANK OF VERNON |
| Jan 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage ELVIS FRANKLIN STRICKLAND |
| Jun 30, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2025 |
| Deed Sale | Oct 20, 2025 |
| Deed Book / Page | 2025 / 8296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 16, 2026 |
| Property Address | 76 RICHARDSON RD, COLUMBUS, MS 39702-7755 |
| Document Number | 2026025101 |
| Book / Page | 2026 / 25101 |
| Instrument Date | Oct 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2818 COUNTY ROAD 69, NEWVILLE, AL 36353-6522 |
| Document Number | 2026025101, |
|---|---|
| Date | Oct 16, 2026 |
| Book Page | 2026/25101 |
| Name | DELMAR FINANCIAL COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 16, 2026 |
| Property Address | 76 RICHARDSON RD, COLUMBUS, MS 39702-7755 |
| Document Number | 2026008028 |
| Book / Page | 2026 / 8028 |
| Instrument Date | Oct 14, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 RICHARDSON RD, COLUMBUS, MS 39702-7755 |
| Document Number | 2026025101, |
|---|---|
| Date | Oct 16, 2026 |
| Book Page | 2026/25101 |
| Name | DELMAR FINANCIAL COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 76 RICHARDSON RD, COLUMBUS, MS 39702-7755 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202120643 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 2021/20643 |
| Name | RENASANT BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 76 RICHARDSON RD, COLUMBUS, MS 39702-7755 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020222068 |
|---|---|
| Date | Jan 28, 2022 |
| Book Page | 2022/2068 |
| Name | RENASANT BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 76 RICHARDSON RD, COLUMBUS, MS 39702-7755 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00202411898 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 2024/11898 |
| Name | BANK OF VERNON |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | May 14, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jan 2, 2025 |
| Property Address | 76 RICHARDSON RD, COLUMBUS, MS 39702-7755 |
| Document Number | 0020250001 |
| Book / Page | 2025 / 1 |
| Instrument Date | Dec 31, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3911 NEW HOPE RD, COLUMBUS, MS 39702-8546 |
| Document Number | 0000020251 |
|---|---|
| Date | Jan 2, 2025 |
| Instrument | 2025/1 |
| Name | ELVIS FRANKLIN STRICKLAND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 8 Months |
| Due | Aug 31, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jun 30, 2021 |
| Property Address | 76 RICHARDSON RD, COLUMBUS, MS 39702-7755 |
| Document Number | 0020215406 |
| Book / Page | 2021 / 5406 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202120643 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021/20643 |
| Name | RENASANT BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 76 Richardson Rd was $1,934, up 173.9% from the year before.
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,934.00 (+173.94%) | $19,776 | $131,840 Land $49,200 Building $82,640 |
| 2024 | $706.00 (+2.17%) | ||
| 2023 | $691.00 Homeowner's exemption | $10,261 | $102,610 Land $49,200 Building $53,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Richardson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Richardson Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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