76 Richardson Rd, Columbus, MS 39702 Property Records

Lowndes County property record for 76 Richardson Rd, Columbus, MS 39702

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,381 sqft · built 1960
Lot Size4.8 acres (209,088 sqft)
Owner2 Individual Names on Record
Tax Bill$1,934 (2025)
Deeds & MortgagesOct 2026 Mortgage
Oct 2026 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN75W000008300

Property Details

APN / Parcel Number

Primary APN75W000008300
Alternative APNs
  • 024698
  • 24698

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Building Area2,381 sqft Adjusted Area
1st Floor Area1,843 sqft
2nd Floor Area418 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area209,088 sqft (4.8 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address76 RICHARDSON RD
CityCOLUMBUS
StateMS
Zip39702-7755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE4 NE4 76 RICHARDSON RD
Legal Range17W
Legal Township19S
Legal Section08
JurisdictionLOWNDES MS
Township / Civil Division3
Census Block Group3
Census Block3007
Census Tract404

Owner

Source: Lowndes County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1208 PRAIRIE WATERS DR, COLUMBUS, MS 39701-8014
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
DELMAR FINANCIAL COMPANY
Oct 16, 2026Warranty Deed, Transfer · Conventional Mortgage
DELMAR FINANCIAL COMPANY
Jun 30, 2021Deed of Trust, Mortgage · Stand-Alone First Mortgage
RENASANT BANK
Jan 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
RENASANT BANK
Jun 25, 2024Deed of Trust, Mortgage · Closed-End Mortgage
BANK OF VERNON
Jan 2, 2025Warranty Deed, Transfer · Conventional Mortgage
ELVIS FRANKLIN STRICKLAND
Jun 30, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
RENASANT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2025
Deed SaleOct 20, 2025
Deed Book / Page2025 / 8296
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Recording DateOct 16, 2026
Property Address76 RICHARDSON RD, COLUMBUS, MS 39702-7755
Document Number2026025101
Book / Page2026 / 25101
Instrument DateOct 14, 2026
Transaction TypeMortgage
Record UpdatedOct 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2818 COUNTY ROAD 69, NEWVILLE, AL 36353-6522

Mortgage

Document Number2026025101,
DateOct 16, 2026
Book Page2026/25101
Lender
NameDELMAR FINANCIAL COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateOct 16, 2026
Property Address76 RICHARDSON RD, COLUMBUS, MS 39702-7755
Document Number2026008028
Book / Page2026 / 8028
Instrument DateOct 14, 2026
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 RICHARDSON RD, COLUMBUS, MS 39702-7755

Mortgage

Document Number2026025101,
DateOct 16, 2026
Book Page2026/25101
Lender
NameDELMAR FINANCIAL COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address76 RICHARDSON RD, COLUMBUS, MS 39702-7755
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202120643
DateJun 30, 2021
Book Page2021/20643
Lender
NameRENASANT BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address76 RICHARDSON RD, COLUMBUS, MS 39702-7755
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020222068
DateJan 28, 2022
Book Page2022/2068
Lender
NameRENASANT BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address76 RICHARDSON RD, COLUMBUS, MS 39702-7755
Transaction TypeMortgage
Record UpdatedJan 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00202411898
DateJun 25, 2024
Book Page2024/11898
Lender
NameBANK OF VERNON
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term83 Months
DueMay 14, 2031

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateJan 2, 2025
Property Address76 RICHARDSON RD, COLUMBUS, MS 39702-7755
Document Number0020250001
Book / Page2025 / 1
Instrument DateDec 31, 2024
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3911 NEW HOPE RD, COLUMBUS, MS 39702-8546

Mortgage

Document Number0000020251
DateJan 2, 2025
Instrument2025/1
Lender
NameELVIS FRANKLIN STRICKLAND
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term8 Months
DueAug 31, 2025

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateJun 30, 2021
Property Address76 RICHARDSON RD, COLUMBUS, MS 39702-7755
Document Number0020215406
Book / Page2021 / 5406
Instrument DateJun 30, 2021
Transaction TypeTransfer
Record UpdatedJan 21, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202120643
DateJun 30, 2021
Instrument2021/20643
Lender
NameRENASANT BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,934.00 (+173.94%)$19,776 (+92.73%)$131,840 (+28.49%) Land $49,200 Building $82,640
2024$706.00 (+2.17%)
2023$691.00 Homeowner's exemption$10,261$102,610 Land $49,200 Building $53,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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