76 Putnam Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 76 Putnam Rd, Schenectady, NY 12306 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1951
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$324,900 (Oct 2025)
Tax Bill	$8,610 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422800 38.18-1-6`

Property Details

APN / Parcel Number

Primary APN	`422800 38.18-1-6`
Alternative APN	`280003801800010060000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,930 sqft Living Area
1st Floor Area	1,570 sqft
Basement Area	360 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Split Level
Lot Area	47,916 sqft (1.1 acres)
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	76 PUTNAM RD
City	SCHENECTADY
State	NY
Zip	12306-5734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	6.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	3
Census Block	3008
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 38.18-1-6

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	64 ROYAL DR, 281, PISCATAWAY, NJ 08854-3463
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 01, 2025 · Amount on Record
Deed Sale	Oct 01, 2025 · Amount on Record
Deed Document Number	202523650
Deed Book / Page	2158 / 212
Prior Transfer Date	Oct 25, 2011
Prior Transfer Doc	0000044899
Record Updated	Jun 08, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 01, 2025
Property Address	76 PUTNAM RD, SCHENECTADY, NY 12306-5734
Document Number	0000023650
Instrument Date	Sep 12, 2025
Instrument	202523650
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	SMPR TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 PUTNAM RD, SCHENECTADY, NY 12306-5734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	64 ROYAL DR APT 281, 281, PISCATAWAY, NJ 08854-3463
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023651
Date	Oct 01, 2025
Instrument	202523651

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,610.00	$207,000 (-) Land $30,300 Building $176,700	$318,500 (+10.78%) Land $46,621 Building $271,879
2024		$207,000 (-) Land $30,300 Building $176,700	$287,500 (+5.54%) Land $42,083 Building $245,417
2023		$207,000 Land $30,300 Building $176,700	$272,400 Land $39,873 Building $232,527

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930326023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force 3 of 12 on primary residences
Nearby Flood Claims	5 (1980–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2019, river or lake flooding

Wildfire

Wildfire Risk	Low above 5% of the US · above 7% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.