76 Prospect St, Chula Vista, CA 91911 Property Records

San Diego County property record for 76 Prospect St, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,552 sqft · built 1964
Lot Size	0.191 acres (8,300 sqft)
Owner	Individual Name on Record
Last Sale	$276,000 (Jan 2011)
Tax Bill	$8,375 (2025)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`619-390-05-00`

Property Details

APN / Parcel Number

Primary APN	`619-390-05-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,552 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	8,300 sqft (0.191 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	76 PROSPECT ST
City	CHULA VISTA
State	CA
Zip	91911-4424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 77 TR 005196
Legal Subdivision	PRINCESS PALOMAR
Legal Tract	005196
Legal Block	1
Legal Lot Number	77
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13303

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 PROSPECT ST, CHULA VISTA, CA 91911-4424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Sep 18, 2023	Deed of Trust, Mortgage · Commercial Mortgage LANTZMAN INVESTMENTS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2011 · Amount on Record
Deed Sale	Jan 14, 2011 · Amount on Record
Prior Sale	Aug 30, 2010 · Amount on Record
Deed Document Number	201127980
Prior Transfer Date	Aug 11, 2010
Prior Transfer Doc	0000449993
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	76 PROSPECT ST, CHULA VISTA, CA 91911-4424
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 PROSPECT ST, CHULA VISTA, CA 91911-4424
Investor	Possibly a Property Investor

Mortgage

Document Number	0000407136
Date	Jun 1, 2021
Instrument	2021-0407136

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.07%
Type Change Date	Jun 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.07%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	76 PROSPECT ST, CHULA VISTA, CA 91911-4424
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 PROSPECT ST, CHULA VISTA, CA 91911-4424
Investor	Possibly a Property Investor

Mortgage

Document Number	0000252210
Date	Sep 18, 2023
Instrument	2023-0252210

Lender

Name	LANTZMAN INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,315 (+2%) Land $530,604 Building $185,711
2025	$8,375.00 (+107.82%)	$702,270 (+106.63%) Land $520,200 Building $182,070
2023	$4,030.00 (+2.96%)	$339,863 Land $138,067 Building $201,796
2022	$3,914.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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