76 Prospect Hill Ave, Summit, NJ 07901 Property Records

Union County and Summit City property record for 76 Prospect Hill Ave, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,979 sqft · built 1929
Lot Size	0.568 acres (24,742 sqft)
Owner	2 Individual Names on File
Last Sale	$1,850,000 (Mar 2014)
Tax Bill	$39,877 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-03502-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`18-03502-0000-00011`
Alternative APNs	`1800184000000013` `180350200011`

Interior

Stories	2 Stories
Building Area	3,979 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Tudor
Exterior Material	Stucco
Lot Area	24,742 sqft (0.568 acres)
Lot Dimensions	198 ft deep x 125 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1800184000000013
Street Address	76 PROSPECT HILL AVE
City	SUMMIT
State	NJ
Zip	07901-3740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R25
Legal Block	3502
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2015
Census Tract	37700

Owner

Source: Union County and Summit City records · APN 18-03502-0000-00011

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	76 PROSPECT HILL AVE, SUMMIT, NJ 07901-3740
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2014 · Amount on Record
Deed Sale	Mar 18, 2014 · Amount on Record
Prior Sale	Aug 04, 2010 · Amount on Record
Deed Document Number	2014249281
Deed Book / Page	5995 / 552
Prior Transfer Date	Dec 11, 2013
Prior Transfer Doc	0059860680
Record Updated	Sep 20, 2026

August 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Aug 22, 2022
Property Address	76 PROSPECT HILL AVE, SUMMIT, NJ 07901-3740
Document Number	0064782045
Book / Page	6478 / 2045
Instrument Date	Aug 16, 2022
Instrument	21569
Transaction Type	Transfer
Record Updated	Sep 09, 2022
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$59,355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 PROSPECT HILL AVE, 50, SUMMIT, NJ 07901-3740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 PROSPECT HILL AVE, SUMMIT, NJ 07901-3740

Mortgage

Document Number	0000041986
Date	Aug 22, 2022
Instrument	41986

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	Other
Max Rate	8.5%

Tax Assessment & Valuation

Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$891,900 (-) Land $450,400 Building $441,500	$891,900 (-) Land $450,400 Building $441,500
2025	$39,877.00 (+2.64%)	$891,900 (-) Land $450,400 Building $441,500	$891,900 (-) Land $450,400 Building $441,500
2024	$38,851.00 (+1.7%)
2023		$891,900 Land $450,400 Building $441,500	$891,900 Land $450,400 Building $441,500
2022	$38,200.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1978–2021)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Based on FCC filings for 236 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.