Middlesex County and Reading Town property record for 76 Pleasant St, Reading, MA 01867
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,178 sqft · built 1908 |
| Lot Size | 0.24 acres (10,476 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $174,000 (Apr 1996) |
| Tax Bill | $8,902 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jan 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:022.0-0000-0065.0 |
| Primary APN | READ M:022.0-0000-0065.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Living Area |
| Gross Area | 3,553 sqft |
| Basement Area | 1,159 sqft |
| Unfinished Basement | 1,159 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,476 sqft (0.24 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 760000000010 |
|---|---|
| Street Address | 76 PLEASANT ST |
| City | READING |
| State | MA |
| Zip | 01867-3018 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | A40 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 76 PLEASANT ST, READING, MA 01867-3018 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 6, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jan 20, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Dec 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CROSSCOUNTRY MORTGAGE INC |
| Sep 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Oct 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 1996 · Amount on Record |
| Deed Sale | Apr 4, 1996 · Amount on Record |
| Prior Sale | Apr 29, 1987 · Amount on Record |
| Last Transfer Date | Jan 16, 2026 |
| Transfer Doc | 085136-257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 6, 2026 |
| Property Address | 76 PLEASANT ST, READING, MA 01867-3018 |
| Document Number | 0000098791 |
| Book / Page | 85981 / 479 |
| Instrument Date | Jul 25, 2026 |
| Instrument | 202698791 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000098791, |
|---|---|
| Date | Aug 6, 2026 |
| Book Page | 85981/479 |
| Instrument | 202698791 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 20, 2026 |
| Property Address | 76 PLEASANT ST, READING, MA 01867-3018 |
| Document Number | 085136-257 |
| Book / Page | 85136 / 257 |
| Instrument Date | Jan 16, 2026 |
| Instrument | 6408 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 PLEASANT ST, READING, MA 01867-3018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 76 PLEASANT ST, READING, MA 01867-3018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085047-446 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 85047/446 |
| Instrument | 157991 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 76 PLEASANT ST, READING, MA 01867-3018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75774-324 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 75774/324 |
| Instrument | 176061 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 76 PLEASANT ST, READING, MA 01867-3018 |
| Document Number | 73508-443 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 76 PLEASANT ST READING MA 018673018, READING, MA 01867-3018 |
| Document Number | 73508-443 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 073508/000443 |
| Instrument | 163650 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,902.00 (+0.53%) | $812,200 (+4.48%) Land $436,300 Building $375,000 | $780,498 |
| 2025 | $8,855.00 (+3.35%) | $777,400 (+6.33%) Land $417,600 Building $359,800 | |
| 2024 | $8,568.00 (+1.99%) | $731,100 (+9.56%) Land $392,700 Building $338,400 | |
| 2023 | $8,401.00 | $667,300 Land $358,400 Building $308,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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