76 Pearl St, Canton, NC 28716 Property Records

Haywood County property record for 76 Pearl St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 902 sqft · built 1952
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Aug 2018)
Tax Bill	$744 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8656-69-6557`

Property Details

APN / Parcel Number

Primary APN	`8656-69-6557`
Alternative APNs	`8656693494` `252961`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	902 sqft Heated Area
Gross Area	1,032 sqft
1st Floor Area	902 sqft
Basement Area	902 sqft
Finished Basement	902 sqft
Unfinished Basement	902 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	252961
Street Address	76 PEARL ST
City	CANTON
State	NC
Zip	28716-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR1
Legal Description	76 PEARL ST #2
Legal Subdivision	SURVEY OF J RANDY HERRON PLS
Legal Unit	2
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2019
Census Tract	920400

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1512, CANTON, NC 28716-1512
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2018	Warranty Deed, Transfer · VA Mortgage RP FUNDING INC
Mar 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2018 · Amount on Record
Deed Sale	Aug 14, 2018 · Amount on Record
Prior Sale	Feb 24, 2012 · Amount on Record
Deed Document Number	20187167
Deed Book / Page	957 / 1132
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 14, 2018
Property Address	76 PEARL ST, CANTON, NC 28716-4254
Document Number	0009571132
Book / Page	957 / 1132
Instrument Date	Aug 8, 2018
Instrument	2018007167
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$218.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 PEARL ST, 32, CANTON, NC 28716-4222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1512, CANTON, NC 28716-1512

Mortgage

Document Number	2018007168
Date	Aug 14, 2018
Instrument	2018007168

Lender

Name	RP FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	76 PEARL ST, CANTON, NC 28716-4254
Document Number	0009471764
Instrument Date	Mar 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 PEARL ST CANTON NC 287164222, CANTON, NC 28716-4222

Mortgage

Document Number	0009471764
Date	Mar 15, 2018
Book Page	000947/001764
Instrument	2109

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2033

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,800 (+14.37%) Land $15,600 Building $106,200
2025	$744.00	$106,500 (-) Land $15,600 Building $90,900	$121,800 (+14.37%) Land $15,600 Building $106,200
2023		$106,500 Land $15,600 Building $90,900	$106,500 (-) Land $15,600 Building $90,900
2021			$106,500 Land $15,600 Building $90,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	37 (1983–2024)
Claims Outside the SFHA	5 of 37
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims Remnants Of Tropical Storm Fred, Aug 2021 · 9 claims Tropical Storm Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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