76 Pavati Pt, Saint Johns, FL 32259 Property Records

St. Johns County property record for 76 Pavati Pt, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,140 sqft · built 2019
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,559 (Jun 2019)
Tax Bill	$8,405 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009682-4230`

Property Details

APN / Parcel Number

Primary APN	`009682-4230`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Stories	1 Story
Building Area	4,140 sqft Living Area
Gross Area	4,793 sqft
1st Floor Area	2,850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	653 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	318 sqft
Patio Area	524 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	76 PAVATI PT
City	SAINT JOHNS
State	FL
Zip	32259-5977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	93/30-35 JULINGTON LAKES PHASE 4 UNIT 5 LOT 423 OR4735/237
Legal Range	27E
Legal Township	05S
Legal Section	03
Legal Subdivision	JULINGTON LAKES PHASE 4 UNIT 5
Legal Phase	4
Legal Block	1
Legal Lot Number	423
Legal Unit	5
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	3
Census Block	3029
Census Tract	20808

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 PAVATI PT, SAINT JOHNS, FL 32259-5977
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jun 5, 2019	Special Warranty Deed, Transfer · ARM CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	201938756
Deed Book / Page	4735 / 237
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	76 PAVATI PT, SAINT JOHNS, FL 32259-5977
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 PAVATI PT, SAINT JOHNS, FL 32259-5977

Mortgage

Document Number	0051670383
Date	Feb 1, 2021
Book Page	5167/383
Instrument	2021011152

Lender

Name	CENTRAL BANK
Type	Bank
Address	TAMPA, FL 33647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 5, 2019
Property Address	76 PAVATI PT, SAINT JOHNS, FL 32259-5977
Document Number	0047350237
Book / Page	4735 / 0237
Map Reference	MB 93 PG 30-35
Instrument Date	May 31, 2019
Instrument	2019038756
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DBA WESTMINSTER TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,379.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	250 GIBRALTAR RD, 250, HORSHAM, PA 19044-2323

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 PAVATI PT, SAINT JOHNS, FL 32259-5977

Mortgage

Document Number	0004735239
Date	Jun 5, 2019
Instrument	4735/239

Lender

Name	CENTRAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$754,265 (+18.22%)	$995,052 (+15.31%) Land $175,000 Building $820,052
2025	$8,405.00 (+11.56%) Homeowner's exemption	$638,000 (+2.9%)	$862,906 (+4.46%) Land $175,000 Building $687,906
2024	$7,534.00 (+1.88%) Homeowner's exemption	$620,019 (+3%)	$826,077 (+9.61%) Land $165,000 Building $661,077
2023	$7,395.00 (+2.54%) Homeowner's exemption	$601,960 (+3%)	$753,648 (-0.73%) Land $130,000 Building $623,648
2022	$7,212.00 Homeowner's exemption	$584,427	$759,157 Land $123,200 Building $635,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 138 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	138 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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