76 Otter Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 76 Otter Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,925 sqft · built 1968
Lot Size	0.66 acres (28,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Apr 2026)
Tax Bill	$22 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31D 1 15`

Property Details

APN / Parcel Number

Primary APN	`31D 1 15`
Alternative APN	`9569`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,925 sqft Living Area
Gross Area	2,453 sqft
1st Floor Area	1,925 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1986
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,750 sqft (0.66 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	9569
Street Address	76 OTTER DR
City	LANCASTER
State	VA
Zip	22503-4224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WHITE HOUSE CREEK ESTATES .66 AC 1/2 OF 16 LR01/2165 LR01/2167-P
Legal Subdivision	WHITE HOUSE CREEK ESTATES
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4022
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9552 PLATEAU PL, MECHANICSVILLE, VA 23116-5871
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Bargain and Sale Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE
Jan 2, 2026	Gift Deed, Transfer PENINSULAR TITLE COMPANY INC, PENINSULA TITLE COMPANY INC
Apr 26, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Feb 24, 2025 · Amount on Record
Deed Document Number	2026593
Prior Transfer Date	Apr 8, 2024
Prior Transfer Doc	0000000731
Record Updated	Sep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 1, 2026
Property Address	76 OTTER DR, LANCASTER, VA 22503-4224
Document Number	0000000593
Instrument Date	Mar 30, 2026
Instrument	2026593
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$78,275.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9552 PLATEAU PL, MECHANICSVILLE, VA 23116-5871

January 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Jan 2, 2026
Property Address	76 OTTER DR, LANCASTER, VA 22503-4224
Document Number	0260000001
Map Reference	MB 195 PG 599
Instrument Date	Nov 26, 2025
Instrument	260000001
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	PENINSULAR TITLE COMPANY INC, PENINSULA TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 PIN OAK RD, NEWPORT NEWS, VA 23601-3628

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Apr 26, 2024
Property Address	76 OTTER DR, LANCASTER, VA 22503-4224
Document Number	0240000731
Instrument Date	Apr 8, 2024
Instrument	240000731
Transaction Type	Transfer
Record Updated	May 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 OTTER DR, LANCASTER, VA 22503-4224

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22.00 (-98.76%)	$407,200 (+44.55%) Land $100,000 Building $307,200	$407,200 (+44.55%) Land $100,000 Building $307,200
2023	$1,774.00	$281,700 Land $90,000 Building $191,700	$281,700 Land $90,000 Building $191,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Otter Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures