76 Osgood St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 76 Osgood St, Gardner, MA 01440

Property Summary

Property Type	Triplex
Details	6 bd · 3 ba · 3,783 sqft · built 1910
Lot Size	0.193 acres (8,419 sqft)
Owner	Company Name on File
Last Sale	$350,000 (Jul 2022)
Tax Bill	$63 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:O-26 B:0007 L:0018`

Property Details

APN / Parcel Number

Primary APN	`M:O-26 B:0007 L:0018`
Alternative APN	`GARD M:M27 B:20 L:18`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,783 sqft Living Area
Gross Area	6,833 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,419 sqft (0.193 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	76 OSGOOD ST
City	GARDNER
State	MA
Zip	01440-3965
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Block	20
Legal Lot Number	18
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2009
Census Tract	707400

Owner

76 Osgood St, a triplex, is owned by a company that bought it in July 2022.

Source: Worcester County and Gardner City records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 1141, GARDNER, MA 01440-6141
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Mar 9, 1995 · Amount on File
Deed Document Number	202273410
Deed Book / Page	67862 / 19
Prior Transfer Date	Jul 1, 2022
Prior Transfer Doc	0067862-19
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jul 5, 2022
Property Address	76 OSGOOD ST, GARDNER, MA 01440-3965
Document Number	0067862-19
Book / Page	67862 / 19
Instrument Date	Jul 1, 2022
Instrument	73410
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 PLEASANT ST # STE11, STE11, GARDNER, MA 01440-2616

Mortgage

Document Number	0000073411
Date	Jul 5, 2022
Instrument	73411

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 76 Osgood St was $63, down 98.8% from the year before.

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$63.00 (-98.77%)	$441,100 (+29.2%) Land $67,600 Building $373,500
2024	$5,118.00 (+0.89%)	$341,400 (+8.55%) Land $61,500 Building $279,900
2023	$5,073.00	$314,500 Land $60,600 Building $253,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 76 Osgood St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Osgood St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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