76 Oliver Ave, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 76 Oliver Ave, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	4,057 sqft · built 2018
Lot Size	0.443 acres (19,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Aug 2014)
Tax Bill	$27,143 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05 00557-P-00046`

Property Details

APN / Parcel Number

Primary APN	`05 00557-P-00046`
Alternative APNs	`05-00557-16-00046` `0500557000P00046` `00016697`

Interior

Stories	1 Story
Building Area	4,057 sqft Living Area
1st Floor Area	4,057 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	19,301 sqft (0.443 acres)
Lot Dimensions	203 ft deep x 104 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	76 OLIVER AVE
City	EDISON
State	NJ
Zip	08820-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	104X203 IRR
Legal Subdivision	OAKVIEW HEIGHTS WOODCROFT SEC
Legal Block	557.1
Legal Lot Number	46
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	3
Census Block	3002
Census Tract	1415

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 OLIVER AVE, EDISON, NJ 08820-3142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2018	Deed of Trust, Mortgage · ARM UNITY BANK
Feb 22, 2019	Deed of Trust, Mortgage · ARM POLI MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2014 · Amount on Record
Deed Sale	Aug 31, 2014 · Amount on Record
Deed Book / Page	6622 / 885
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	76 OLIVER AVE, EDISON, NJ 08820-3142
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082481
Date	Sep 20, 2018
Book Page	17301/0487
Instrument	201800082481

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	1-Year LIBOR
Margin	3
Max Rate	10.7%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	76 OLIVER AVE, EDISON, NJ 08820-3142
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013821
Date	Feb 22, 2019
Book Page	17429/1556
Instrument	201900013821

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company
Address	CANTON, MA 02021

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$456,100 (-) Land $111,200 Building $344,900	$456,100 (-) Land $111,200 Building $344,900
2025	$27,143.00 (+3.83%)	$456,100 (-) Land $111,200 Building $344,900	$456,100 (-) Land $111,200 Building $344,900
2024	$26,143.00 (+0.47%)
2023		$456,100 Land $111,200 Building $344,900	$456,100 Land $111,200 Building $344,900
2022	$26,020.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1982–2025)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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