76 Mount Prospect Ave, Newark, NJ 07104 Property Records

Essex County and Newark City property record for 76 Mount Prospect Ave, Newark, NJ 07104

Property Summary

Property Type	Single Family Home
Details	1,790 sqft · built 1887
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jul 2026)
Tax Bill	$13,521 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-00491-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`14-00491-0000-00032`
Alternative APN	`140049100032`

Interior

Stories	2 Stories
Building Area	1,790 sqft Living Area

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	140049100032
Street Address	76 MOUNT PROSPECT AVE
City	NEWARK
State	NJ
Zip	07104-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Block	491
Legal Lot Number	32
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	1
Census Block	1006
Census Tract	8900

Owner

76 Mount Prospect Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Essex County and Newark City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed, Transfer · FHA Mortgage UNITED MORTGAGE CORPORATION
Oct 20, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 17, 2021	Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC
Aug 10, 2020	Grant Deed, Construction Loan · Construction Mortgage CAPITAL STACK FUND 2 LLC
Jul 31, 2020	Grant Deed, Transfer INVESTORS FIRST TITLE AGENCY, INVESTORS FIRST TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on File
Deed Sale	Jul 13, 2026 · Amount on File
Prior Sale	Mar 17, 2021 · Amount on File
Deed Document Number	202645540
Prior Transfer Date	Dec 27, 1989
Prior Transfer Doc	5109000081
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 13, 2026
Property Address	76 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1014
Document Number	0000045540
Instrument Date	Jun 3, 2026
Instrument	202645540
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	LAND TITLE GUARANTEE, TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63,630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1014

Mortgage

Document Number	0000045541,
Date	Jul 13, 2026
Instrument	202645541

Lender

Name	UNITED MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	76 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1014
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1014

Mortgage

Document Number	0000093770
Date	Oct 20, 2022
Instrument	2022093770

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Mar 1, 2051

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 17, 2021
Property Address	76 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1014
Document Number	0000032761
Instrument Date	Feb 16, 2021
Instrument	2021032761
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	GUARDIAN TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 OAK TREE VLG, 2501, EDISON, NJ 08820-3362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1014

Mortgage

Document Number	0000032762
Date	Mar 17, 2021
Instrument	2021032762

Lender

Name	FIRST ALLIANCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

August 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 10, 2020
Property Address	76 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1014
Document Number	0000075687
Instrument Date	Jul 3, 2020
Instrument	75687
Transaction Type	Construction Loan
Record Updated	Aug 24, 2020
Title Company	INVESTORS FIRST TITLE AGENCY, INVESTORS FIRST TITLE AGCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	397 HILLSIDE AVE HILLSIDE NJ 072057029, HILLSIDE, NJ 07205-7029

Mortgage

Document Number	75688
Date	Aug 10, 2020
Instrument	75688

Lender

Name	CAPITAL STACK FUND 2 LLC
Address	ORADELL, NJ 07649

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 9, 2021

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jul 31, 2020
Property Address	76 MOUNT PROSPECT AVE, NEWARK, NJ 07104-1014
Document Number	0000071961
Instrument Date	Mar 18, 2020
Instrument	71961
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	INVESTORS FIRST TITLE AGENCY, INVESTORS FIRST TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$206.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25 MEADOW AVE #28 VOORHEES NJ 08043, 28, VOORHEES, NJ 08043
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 76 Mount Prospect Ave was $13,521, up 5.2% from the year before.

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$338,100 (-) Land $21,300 Building $316,800	$338,100 (-) Land $21,300 Building $316,800
2025	$13,521.00 (+5.16%)	$338,100 Land $21,300 Building $316,800	$338,100 Land $21,300 Building $316,800
2024	$12,857.00
2023		$338,100 Land $21,300 Building $316,800	$338,100 Land $21,300 Building $316,800
2022	$12,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Mount Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 76 Mount Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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