76 Miramonte Dr, Moraga, CA 94556 Property Records

Contra Costa County property record for 76 Miramonte Dr, Moraga, CA 94556

Property Summary

Property Type	Townhouse
Details	3 bd · 1.5 ba · 1,248 sqft · built 1964
Lot Size	0.028 acres (1,200 sqft)
Owner	Individual Name on Record
Last Sale	$628,000 (Dec 2017)
Tax Bill	$9,640 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-300-076-3`

Property Details

APN / Parcel Number

Primary APN	`257-300-076-3`
Alternative APN	`257-300-076`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
1st Floor Area	624 sqft
2nd Floor Area	624 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1975
Architectural Style	Townhouse
Lot Area	1,200 sqft (0.028 acres)
Garage Type	Attached
Garage Area	162 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	76 MIRAMONTE DR
City	MORAGA
State	CA
Zip	94556-1002
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	TRACT 3294 LOT 76 & POR LOT 78
Legal Subdivision	MIRAMONTE GARDENS
Legal Tract	3294
Legal Lot Number	76,78
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	352202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 MIRAMONTE DR, MORAGA, CA 94556-1002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage EAST WEST BANK
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Apr 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage EAST WEST BANK
Dec 21, 2017	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on Record
Deed Sale	Dec 21, 2017 · Amount on Record
Prior Sale	May 12, 2009 · Amount on Record
Deed Document Number	2017240119
Last Transfer Date	Apr 4, 2019
Transfer Doc	0000057501
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	76 MIRAMONTE DR, MORAGA, CA 94556-1002
Transaction Type	Mortgage
Record Updated	Apr 20, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MIRAMONTE DR, MORAGA, CA 94556-1002

Mortgage

Document Number	0000033348
Date	Apr 11, 2023
Instrument	2023-033348

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	12.2%
Index	1-Year T-Bill
Max Rate	12.2%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	76 MIRAMONTE DR, MORAGA, CA 94556-1002
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000142779
Date	Sep 3, 2019
Instrument	2019-142779

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 20, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 24, 2019
Property Address	76 MIRAMONTE DR, MORAGA, CA 94556-1002
Document Number	0000057501
Map Reference	MB 99 PG 9
Instrument Date	Apr 4, 2019
Instrument	2019-057501
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MIRAMONTE DR, MORAGA, CA 94556-1002

Mortgage

Document Number	0000057502
Date	Apr 24, 2019
Instrument	2019-057502

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 21, 2017
Property Address	76 MIRAMONTE DR, MORAGA, CA 94556-1002
Document Number	0000240119
Map Reference	MAP99 PG9
Instrument Date	Dec 5, 2017
Instrument	2017-240119
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MIRAMONTE DR, MORAGA, CA 94556-1002

Mortgage

Document Number	0000240120
Date	Dec 21, 2017
Instrument	2017-240120

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2019
Change Frequency	Annually
Min Rate At Change	4.32%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,843 (+2%) Land $543,152 Building $185,691
2025	$9,640.00 (+5.67%)	$714,552 (+4.04%) Land $532,502 Building $182,050
2023	$9,123.00 (+1.54%)	$686,807 Land $511,825 Building $174,982
2022	$8,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1982–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, Unwired.

Cell Coverage

5G (outdoors only) and 4G LTE

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