76 Mill St, #A1, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 76 Mill St, #A1, Lancaster, MA 01523

Property Summary

Property TypeCondominium
Details2 bd · 1.5 ba · 1,200 sqft · built 2005
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$156,500 (Feb 2014)
Tax Bill$4,163 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNLANC M:041.0 B:0000 L:0241.D

Property Details

APN / Parcel Number

Primary APNLANC M:041.0 B:0000 L:0241.D

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Units6 Units
Stories2 Stories
Building Area1,200 sqft Living Area
1st Floor Area600 sqft
Basement Area600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address76 MILL ST, A1
CityLANCASTER
StateMA
Zip01523-2099
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Lot Number241.D
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group2
Census Block2019
Census Tract713100

Owner

Source: Worcester County and Lancaster Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address76 MILL ST, A1, LANCASTER, MA 01523-2099
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2014 · Amount on Record
Deed SaleFeb 7, 2014 · Amount on Record
Deed Book / Page52016 / 165
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER MA
Recording DateMay 5, 2026
Property Address76 MILL ST, A1, LANCASTER, MA 01523-2099
Document Number073536-131
Book / Page73536 / 131
Instrument DateApr 21, 2026
Instrument202635124
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 MILL ST, A1, LANCASTER, MA 01523-2099

Mortgage

Document Number0000035124,
DateMay 5, 2026
Book Page73536/131
Instrument202635124
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,163.00 (+4.65%)$257,600 (+11.32%) Building $257,600$281,675 (+8.17%)
2024$260,395
2023$3,978.00$231,400 Building $231,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims9 (1978–2010)
Claims Outside the SFHA2 of 9
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Mill St

Nearby Streets

Search Property Records by Address or Parcel Number