76 Middle Beach Rd W, Madison, CT 06443 Property Records

Madison Town property record for 76 Middle Beach Rd W, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 5,974 sqft · built 1987
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Sep 1999)
Tax Bill	$41,151 (2026)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`MADI M:15 B:3`

Property Details

APN / Parcel Number

Primary APN	`MADI M:15 B:3`
Alternative APNs	`00036400` `36400`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	3 Stories
Building Area	5,974 sqft Living Area
Gross Area	12,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	36400
Street Address	76 MIDDLE BEACH RD W
City	MADISON
State	CT
Zip	06443-2913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	3
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2012
Census Tract	194102

Owner

76 Middle Beach Rd W is owned and occupied by an individual who acquired it in September 2022.

Source: Madison Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	76 MIDDLE BEACH RD W, MADISON, CT 06443-2913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Sep 26, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 1999 · Amount on File
Deed Sale	Sep 20, 1999 · Amount on File
Prior Sale	Jul 31, 1997 · Amount on File
Deed Book / Page	877 / 272
Last Transfer Date	Sep 9, 2022
Transfer Doc	002274-834
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	76 MIDDLE BEACH RD W, MADISON, CT 06443-2913
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002279-778
Date	Apr 4, 2023
Book Page	2279/778
Instrument	2023-573

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	349 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Mar 1, 2032
Index	Other

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON CT
Recording Date	Sep 26, 2022
Property Address	76 MIDDLE BEACH RD W, MADISON, CT 06443-2913
Document Number	002274-834
Book / Page	2274 / 834
Instrument Date	Sep 9, 2022
Instrument	2022-2366
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 76 Middle Beach Rd W was $41,151, up 2.8% from the year before.

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$41,151.00 (+2.81%)	$1,784,500 (-) Land $769,000 Building $974,000	$2,612,385 (+109.13%)
2025	$40,026.00	$1,784,500 Land $769,000 Building $1,015,500	$1,249,150 Land $538,300 Building $710,850
2024	$40,026.00 (-9.15%)
2023	$44,056.00 (+1.9%)	$1,470,000 (-) Land $597,700 Building $872,300
2022	$43,233.00	$1,470,000 Land $597,700 Building $872,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Middle Beach Rd W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 76 Middle Beach Rd W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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