76 Madera Ave, San Carlos, CA 94070 Property Records

San Mateo County property record for 76 Madera Ave, San Carlos, CA 94070

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,840 sqft · built 1970
Lot Size	0.126 acres (5,487 sqft)
Owner	2 Trust Names on File
Last Sale	$1,950,000 (Mar 2023)
Tax Bill	$24,441 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`049-373-390`

Property Details

APN / Parcel Number

Primary APN	`049-373-390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
1st Floor Area	960 sqft
2nd Floor Area	880 sqft
Family Room	Family Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	5,487 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	76 MADERA AVE
City	SAN CARLOS
State	CA
Zip	94070-2937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 52 BLOCK 4 SAN CARLOS MANOR
Legal Subdivision	SAN CARLOS MANOR
Legal Block	4
Legal Lot Number	52
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2016
Census Tract	609500

Owner

76 Madera Ave is owner-occupied and held in a trust since March 2023.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 12, 2024	Intrafamily Transfer, Transfer
Mar 27, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
May 18, 2021	Intrafamily Transfer, Transfer
May 18, 2021	Intrafamily Transfer, Transfer
May 17, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2023 · Amount on File
Deed Sale	Mar 27, 2023 · Amount on File
Deed Document Number	202313472
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0000077918
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937

Mortgage

Document Number	0000066112
Date	Dec 4, 2025
Instrument	2025-066112

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Max Rate	10.6%

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jan 12, 2024
Property Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937
Document Number	0000001873
Map Reference	MB 14 PG 30&31
Instrument Date	Dec 23, 2023
Instrument	2024-001873
Transaction Type	Transfer
Record Updated	Feb 13, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 27, 2023
Property Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937
Document Number	0000013472
Map Reference	MB 14 PG 30&31
Instrument Date	Mar 15, 2023
Instrument	2023-013472
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937

Mortgage

Document Number	0000013473
Date	Mar 27, 2023
Instrument	2023-013473

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

Mortgage

Document Number	0000016165
Date	Apr 11, 2023
Instrument	2023-016165

Lender

Name	THE PERMANENTE MEDICAL GROUP INC
Type	Non-Lending Institution
Address	OAKLAND, CA 94612

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 18, 2021
Property Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937
Document Number	0000077918
Map Reference	MB 14 PG 30&31
Instrument Date	May 14, 2021
Instrument	2021-077918
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 18, 2021
Property Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937
Document Number	0000078226
Map Reference	MB 14 PG 30&31
Instrument Date	May 14, 2021
Instrument	2021-078226
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	May 17, 2021
Property Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937
Document Number	0000077745
Map Reference	MB 14 PG 30&31
Instrument Date	May 14, 2021
Instrument	2021-077745
Transaction Type	Transfer
Record Updated	Jun 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 MADERA AVE, SAN CARLOS, CA 94070-2937

Tax Assessment & Valuation

The 2025 property tax bill for 76 Madera Ave was $24,441 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Carlos City
Elementary School District	San Carlos Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,069,355 (+2%) Land $1,750,993 Building $318,362
2025	$24,441.00 Homeowner's exemption	$2,028,780 Land $1,716,660 Building $312,120
2023	$3,281.00 (+1.23%) Homeowner's exemption	$141,579 Land $23,530 Building $118,049	$1,699,290
2022	$3,241.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 76 Madera Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1979–1998)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Aug 1998 · other causes
Claims by Event	Severe Storms & Flooding, Feb 1986 · 3 claims Coastal Storms, Floods, Slides & Tornadoes, Feb 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Madera Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN CARLOS private · serves 34,801 people · EPA ID CA4110007
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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