76 Luise Cir, Bluffton, OH 45817 Property Records

Allen County property record for 76 Luise Cir, Bluffton, OH 45817

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,841 sqft · built 1996
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on Record
Last Sale	$218,000 (May 2019)
Tax Bill	$3,186 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-1208-05-003.000`

Property Details

APN / Parcel Number

Primary APN	`28-1208-05-003.000`
Alternative APN	`A0228120805003000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,841 sqft Living Area
Gross Area	4,210 sqft
1st Floor Area	1,841 sqft
Basement Area	1,841 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	147 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	159 sqft
Deck Area	348 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	76 LUISE CIR
City	BLUFFTON
State	OH
Zip	45817-1445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWISS PARK NO 4 SUBDIVISION LOT 1168 FF 65.87
Legal Subdivision	SWISS PARK NO 4 SUBDIVISION
Legal Lot Number	1168
Jurisdiction	ALLEN OH
Township / Civil Division	RICHLAND
Census Block Group	3
Census Block	3017
Census Tract	10100

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 LUISE CIR, BLUFFTON, OH 45817-1445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON
May 3, 2019	Warranty Deed, Transfer · Conventional with PMI CITIZENS NAT'L BK/BLUFFTON
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Jan 30, 1995 · Amount on Record
Deed Document Number	20194125
Deed Book / Page	2019 / 4125
Last Transfer Date	Oct 18, 2024
Transfer Doc	0000009786
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	76 LUISE CIR, BLUFFTON, OH 45817-1445
Document Number	0000013994
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Nov 18, 2020
Title Company	OHIO TITLE CORPORATION, OHIO TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	76 LUISE CIR BLUFFTON OH 458171445, BLUFFTON, OH 45817-1445

Mortgage

Document Number	0000013994
Date	Nov 9, 2020
Instrument	13994

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	May 3, 2019
Property Address	76 LUISE CIR, BLUFFTON, OH 45817-1445
Document Number	0000004125
Instrument Date	Apr 29, 2019
Instrument	4125
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 LUISE CIR BLUFFTON OH 458171445, BLUFFTON, OH 45817-1445

Mortgage

Document Number	4126
Date	May 3, 2019
Instrument	4126

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	76 LUISE CIR, BLUFFTON, OH 45817-1445
Document Number	0000010700
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 LUISE CIR BLUFFTON OH 458171445, BLUFFTON, OH 45817-1445

Mortgage

Document Number	0000010700
Date	Sep 20, 2018
Instrument	10700

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 19, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Richland Township
Municipality	Bluffton Village
Unified School District	Bluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,186.00 (-0.09%)	$96,600 (-) Land $14,490 Building $82,110	$276,000 (-) Land $41,400 Building $234,600
2024	$3,189.00 (+17.76%) Homeowner's exemption	$96,600 (+27%) Land $14,490 Building $82,110	$276,000 (+27.01%) Land $41,400 Building $234,600
2023	$2,708.00 (-1.06%) Homeowner's exemption	$76,060 (-) Land $11,410 Building $64,650
2022	$2,737.00 Homeowner's exemption	$76,060 Land $11,410 Building $64,650
2021			$217,300 Land $32,600 Building $184,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	49 (1979–2020)
Claims Outside the SFHA	3 of 49
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112
Water Source	Purchased surface water from OTTAWA VILLAGE
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Brightspeed, HDER Link.

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