76 Lorraine Ter, Middletown, CT 06457 Property Records

Middletown City property record for 76 Lorraine Ter, Middletown, CT 06457

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,012 sqft · built 1961
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$207,500 (Oct 2011)
Tax Bill	$7,574 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MTWN M:08 L:0338`

Property Details

APN / Parcel Number

Primary APN	`MTWN M:08 L:0338`
Alternative APN	`R04515`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,012 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	1,008 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R04515
Street Address	76 LORRAINE TER
City	MIDDLETOWN
State	CT
Zip	06457-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	338
Jurisdiction	MIDDLETOWN CT
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1008
Census Tract	541402

Owner

76 Lorraine Ter is owned and occupied by an individual who bought it in October 2011.

Source: Middletown City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	76 LORRAINE TER, MIDDLETOWN, CT 06457-2335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2011 · Amount on File
Deed Sale	Oct 5, 2011 · Amount on File
Prior Sale	Feb 9, 2010
Deed Document Number	20114
Deed Book / Page	1738 / 85
Transfer Doc	1690-272
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLETOWN CT
Property Address	76 LORRAINE TER, MIDDLETOWN, CT 06457-2335
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1986-85
Date	Nov 13, 2020
Book Page	1986/85
Instrument	3567960010

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 76 Lorraine Ter was $7,574.

Source: Middletown City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Middletown City
Unified School District	Middletown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,574.00	$214,040 (-) Land $65,930 Building $148,110	$403,920 (+169.59%)
2025		$214,040 (-) Land $65,930 Building $148,110	$149,828 Land $46,151 Building $103,677
2024	$7,210.00 (+5.47%)	$214,040 (-) Land $65,930 Building $148,110
2023	$6,836.00 (+24.95%)	$214,040 (+46.77%) Land $65,930 Building $148,110
2022	$5,471.00	$145,830 Land $43,960 Building $101,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Lorraine Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Lorraine Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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