76 Lorraine St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 76 Lorraine St, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,101 sqft · built 1950
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$68,500 (Aug 1996)
Tax Bill$3,469 (2026)
Deeds & MortgagesApr 2025 Line of Credit
Flood ZoneZone X (reduced by levee)
APN276-00061

Property Details

APN / Parcel Number

Primary APN276-00061
Alternative APN
  • CHIC M:0276 P:00061

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,101 sqft Living Area
Gross Area2,067 sqft
1st Floor Area680 sqft
Basement Area648 sqft
Unfinished Basement648 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number276-00061
Street Address76 LORRAINE ST
CityCHICOPEE
StateMA
Zip01013-1729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code5
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2015
Census Tract811102

Owner

76 Lorraine St is owned and occupied by two individuals who bought it in August 1996.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address76 LORRAINE ST, CHICOPEE, MA 01013-1729
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 1996 · Amount on File
Deed SaleAug 30, 1996 · Amount on File
Deed Book / Page9605 / 292
Record UpdatedOct 29, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address76 LORRAINE ST, CHICOPEE, MA 01013-1729
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025820-382
DateApr 9, 2025
Book Page25820/382
Instrument15331
Lender
NamePEOPLESBANK (HOLYOKE MA)
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueMay 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 76 Lorraine St was $3,469, up 6% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,469.00 (+5.99%)$227,600 (+5.42%) Land $80,000 Building $147,600$266,210 (-4.59%)
2025$3,273.00 (+5.44%)$215,900 (+2.66%) Land $76,400 Building $139,500$279,015
2024$3,104.00 (+4.37%)$210,300 (+7.13%) Land $74,900 Building $135,400
2023$2,974.00$196,300 Land $68,100 Building $128,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Lorraine St in Zone X, where a levee reduces flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Lorraine St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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