Buncombe County property record for 76 Ledgestone Dr, Fairview, NC 28730 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,562 sqft · built 2018 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $835,000 (Apr 2026) |
| Tax Bill | $3,763 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Apr 2026 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3010789-2020-20 |
| Primary APN | 3010789-2020-20 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,562 sqft Living Area |
| Gross Area | 3,126 sqft |
| 1st Floor Area | 2,562 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Bungalow |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Attached |
| Garage Area | 564 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3010789-2020-20 |
|---|---|
| Street Address | 76 LEDGESTONE DR |
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-7100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIV: LEDGESTONE BLOCK: LOT: 53 SECTION: PLAT: 0169-0173 |
| Legal Subdivision | LEDGESTONE |
| Legal Block | 3 |
| Legal Lot Number | 53 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 3203 |
Source: Buncombe County records · APN 3010789-2020-20
Assessment roll updated September 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 30, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| May 29, 2018 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Mar 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC |
| Feb 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 28, 2019 | Loan Modification, Mortgage · Conventional Mortgage UNITED CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 30, 2026 · Amount on Record |
| Deed Sale | Apr 30, 2026 · Amount on Record |
| Prior Sale | Jan 31, 2014 · Amount on Record |
| Deed Book / Page | 6588 / 1744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 30, 2026 |
| Property Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Document Number | 0065881744 |
| Book / Page | 6588 / 1744 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $168,670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Apr 30, 2026 |
| Property Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Document Number | 6588001744 |
| Book / Page | 6588 / 1744 |
| Instrument Date | Apr 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $168,670.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0056680077 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 5668/0077 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0058701817 |
|---|---|
| Date | Mar 04, 2020 |
| Book Page | 5870/1817 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0058590016 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 5859/0016 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060201572 |
|---|---|
| Date | Feb 16, 2021 |
| Book Page | 6020/1572 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 76 LEDGESTONE DR, FAIRVIEW, NC 28730-7100 |
| Document Number | 0057611998 |
| Instrument Date | Mar 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 76 LEDGESTONE DR FAIRVIEW NC 287307100, FAIRVIEW, NC 28730-7100 |
| Document Number | 0057611998 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 005761/001998 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,763.00 (+4.3%) | $532,600 (-) Land $81,400 Building $451,200 | $532,600 (-) Land $81,400 Building $451,200 |
| 2024 | $3,608.00 (+5.37%) | ||
| 2023 | $3,424.00 | $532,600 | $532,600 (-) Land $81,400 Building $451,200 |
| 2021 | $532,600 Land $81,400 Building $451,200 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210032033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearby Flood Claims | 4 (1998–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Named Events |
|
| Nearby Flood Policies | 18 in force 12 of 18 on primary residences |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Wildfire Risk | Moderate above 50% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,020 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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