76 Joyce Ln, Manchester, CT 06040 Property Records

Manchester Town property record for 76 Joyce Ln, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,960 sqft · built 1984
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2025)
Tax Bill	$9,214 (2025)
Deeds & Mortgages	Mar 2024 Refinance Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`321000076`

Property Details

APN / Parcel Number

Primary APN	`321000076`
Alternative APNs	`MANC M:113 B:3210 L:76` `MCHS M:113 B:3210 L:76`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
Gross Area	3,584 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	321000076
Street Address	76 JOYCE LN
City	MANCHESTER
State	CT
Zip	06040-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Block	3210
Legal Lot Number	76
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	2
Census Block	2023
Census Tract	515200

Owner

76 Joyce Ln is owned and occupied by two individuals who bought it in April 2025.

Source: Manchester Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 JOYCE LN, MANCHESTER, CT 06040-6719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 2, 2025	Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2024	Warranty Deed, Transfer
Dec 1, 2020	Warranty Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Dec 1, 2020 · Amount on File
Deed Book / Page	4760 / 544
Prior Transfer Date	Nov 2, 2023
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	76 JOYCE LN, MANCHESTER, CT 06040-6719
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004734-737
Date	Mar 7, 2024
Book Page	4734/737

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2049

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MANCHESTER CT
Recording Date	Apr 2, 2025
Property Address	76 JOYCE LN, MANCHESTER, CT 06040-6719
Document Number	004760-544
Book / Page	4760 / 544
Instrument Date	Apr 1, 2025
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6895320019
Date	Apr 2, 2025
Instrument	6895320019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Jan 3, 2024
Property Address	76 JOYCE LN, MANCHESTER, CT 06040-6719
Document Number	004730-822
Book / Page	4730 / 822
Instrument Date	Nov 2, 2023
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	73 BOURNE CIR, HAMBURG, NJ 07419-1282

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANCHESTER CT
Recording Date	Dec 1, 2020
Property Address	76 JOYCE LN, MANCHESTER, CT 06040-6719
Document Number	4632-877
Book / Page	004632 / 000877
Instrument Date	Nov 25, 2020
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$310.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 JOYCE LN MANCHESTER CT 060406719, MANCHESTER, CT 06040-6719

Tax Assessment & Valuation

The 2025 property tax bill for 76 Joyce Ln was $9,214.

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,214.00	$231,400 Land $51,200 Building $180,200	$161,980 Land $35,840 Building $126,140
2024	$9,214.00 (+7.04%)
2023	$8,608.00 (+2.99%)	$231,400 (-) Land $51,200 Building $180,200
2022	$8,358.00	$231,400 Land $51,200 Building $180,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Joyce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Joyce Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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