76 Huff Ter, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 76 Huff Ter, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,356 sqft · built 1966
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$749,900 (Sep 2018)
Tax Bill	$14,838 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`63-00922-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`63-00922-0000-00021`
Alternative APNs	`630092200021` `100800`

Interior

Stories	2 Stories
Building Area	2,356 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	37,897 sqft (0.87 acres)

Location & Zoning

Account Number	100800
Street Address	76 HUFF TER
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.870 AC
Legal Subdivision	WASHINGTON PARK ESTATES
Legal Block	922
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1003
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00922-0000-00021

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	76 HUFF TER, UPPER SADDLE RIVER, NJ 07458-1703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS
Jul 15, 2019	Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS
Sep 18, 2018	Deed with Mortgage, Transfer · Conventional with PMI NJ LENDERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	20186618801
Deed Book / Page	3054 / 2101
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	76 HUFF TER, UPPER SADDLE RIVER, NJ 07458-1703
Transaction Type	Mortgage
Record Updated	Oct 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 HUFF TER, UPPER SADDLE RIVER, NJ 07458-1703

Mortgage

Document Number	0047900988
Date	Aug 29, 2022
Book Page	4790/988
Instrument	2022085812

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 15, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	76 HUFF TER, UPPER SADDLE RIVER, NJ 07458-1703
Document Number	0035911797
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 09, 2020
Title Company	PRESTIGE TITLE AGENCY INC, PRESTIGE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	76 HUFF TER UPPER SADDLE RIVER NJ 074581703, UPPER SADDLE RIVER, NJ 07458-1703

Mortgage

Document Number	0035911797
Date	May 06, 2020
Book Page	003591/001797
Instrument	20046499

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 05, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	76 HUFF TER, UPPER SADDLE RIVER, NJ 07458-1703
Document Number	0033092100
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 09, 2019
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	76 HUFF TER UPPER SADDLE RIVER NJ 074581703, UPPER SADDLE RIVER, NJ 07458-1703

Mortgage

Document Number	0033092100
Date	Jul 31, 2019
Book Page	003309/002100
Instrument	49641

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

September 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Sep 18, 2018
Property Address	76 HUFF TER, UPPER SADDLE RIVER, NJ 07458-1703
Document Number	0030542101
Book / Page	003054 / 002101
Instrument Date	May 25, 2018
Instrument	66188
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	BELMONT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$749.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	76 HUFF TER UPPER SADDLE RIVER NJ 074581703, UPPER SADDLE RIVER, NJ 07458-1703

Mortgage

Document Number	30542109
Date	Sep 18, 2018
Book Page	003054/002109
Instrument	66188

Lender

Name	NJ LENDERS
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$572,900 (-) Land $339,800 Building $233,100	$572,900 (-) Land $339,800 Building $233,100
2025	$14,838.00 (+1.73%)	$572,900 (-) Land $339,800 Building $233,100	$572,900 (-) Land $339,800 Building $233,100
2024	$14,586.00 (+2.96%)
2023		$572,900 Land $339,800 Building $233,100	$572,900 Land $339,800 Building $233,100
2022	$14,167.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 6% of the US · above 16% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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