Suffolk County and Smithtown Town property record for 76 Howell Dr, Smithtown, NY 11787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,318 sqft · built 1958 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Aug 2018) |
| Tax Bill | $11,720 (2024) |
| Deeds & Mortgages | Nov 2020 Refinance Sep 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 105.-2-2 |
| Primary APN | 473489 105.-2-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| View / Lot | Suburban |
| Porch | Open Porch |
| Porch Area | 308 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 76 HOWELL DR |
|---|---|
| City | SMITHTOWN |
| State | NY |
| Zip | 11787-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7-271451 TC-70 *2854 LOT 28 DEANIN HOMES |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 135002 |
76 Howell Dr is owned and occupied by two individuals who bought it in August 2018.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 HOWELL DR, SMITHTOWN, NY 11787-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Sep 26, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional with PMI CROSS CNTRY MTG |
| Aug 15, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on File |
| Deed Sale | Aug 15, 2018 · Amount on File |
| Prior Sale | Feb 23, 2012 · Amount on File |
| Deed Book / Page | 12974 / 139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 76 HOWELL DR, SMITHTOWN, NY 11787-2226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231990711 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 23199/711 |
| Instrument | DL037492 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 76 HOWELL DR, SMITHTOWN, NY 11787-2226 |
| Document Number | 0231990712 |
| Instrument Date | Sep 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 76 HOWELL DR SMITHTOWN NY 117872226, SMITHTOWN, NY 11787-2226 |
| Document Number | 0231990712 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 023199/000712 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 15, 2018 |
| Property Address | 76 HOWELL DR, SMITHTOWN, NY 11787-2226 |
| Document Number | 0129740139 |
| Book / Page | 12974 / 139 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 133 124TH ST, SOUTH OZONE PARK, NY 11420 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,480 Land $275 Building $4,205 | $560,000 Land $34,375 Building $525,625 | |
| 2024 | $11,720.00 | ||
| 2023 | $4,480 Land $275 Building $4,205 | $5,149 Land $316 Building $4,833 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 76 Howell Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–1981) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Howell Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures