76 Horvath Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 76 Horvath Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1985
Lot Size	0.137 acres (6,001 sqft)
Owner	Individual Name on Record
Tax Bill	$1,467 (2024)
Deeds & Mortgages	Feb 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`00245690-000000`

Property Details

APN / Parcel Number

Primary APN	`00245690-000000`
Alternative APNs	`26662900245690000000` `1313599`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	1,064 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Mansard
Roof Material	Shingle
Lot Area	6,001 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	584 sqft
Deck Area	56 sqft
Patio Area	344 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1313599
Old Parcel Number	26662900245690000000
Street Address	76 HORVATH RD
City	BIG PINE KEY
State	FL
Zip	33043-3320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 8 LT 27 CAHILL PINES & PALMS BIG PINE KEY PB3-94 OR466-552-554 OR569-889 OR742-143 OR873-512 OR3154-1213
Legal Range	29E
Legal Township	66S
Legal Section	26
Legal Subdivision	CAHILL PINES AND PALMS
Legal Block	8
Legal Lot Number	27
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	2
Census Block	2050
Census Tract	971401

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 HORVATH RD, BIG PINE KEY, FL 33043-3320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 10, 2022
Transfer Doc	0031541213
Record Updated	Jun 8, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Feb 10, 2022
Property Address	76 HORVATH RD, BIG PINE KEY, FL 33043-3320
Document Number	0031541213
Book / Page	3154 / 1213
Map Reference	MB 3 PG 94
Instrument Date	Feb 4, 2022
Instrument	2360967
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 HORVATH RD, 76, BIG PINE KEY, FL 33043-3320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 NORTH RD, KINNELON, NJ 07405-2277

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,147 (+5.99%)	$522,343 (-0.26%) Land $295,500 Building $226,843
2024	$1,467.00 (+9.48%)
2023	$1,340.00 (-2.26%)	$155,819 (+3%)	$523,718 (+12.74%) Land $301,500 Building $222,218
2022	$1,371.00	$151,281	$464,521 Land $244,500 Building $220,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 690 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	690 in force
Nearby Flood Claims	982 (1980–2022)
Claims Outside the SFHA	2 of 982
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 418 claims Hurricane Wilma, Oct 2005 · 219 claims Hurricane Georges, Sep 1998 · 315 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20