Bergen County and Demarest Borough property record for 76 Highland Ave, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 2,755 sqft · built 2011 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,375,000 (Sep 2011) |
| Tax Bill | $36,750 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00130-0000-00028 |
| Primary APN | 09-00130-0000-00028 |
|---|---|
| Alternative APN |
|
| Building Area | 2,755 sqft Living Area |
|---|
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Lot Area | 11,979 sqft (0.275 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| Street Address | 76 HIGHLAND AVE |
|---|---|
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | D |
| Legal Description | 0.275AC |
| Legal Subdivision | HILLCREST MANOR REALTY & DEVEL |
| Legal Block | 130 |
| Legal Lot Number | 28 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 HIGHLAND AVE, DEMAREST, NJ 07627-2717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA |
| Apr 7, 2018 | Loan Modification, Mortgage · Conventional Mortgage CITIBANK |
| Jan 24, 2018 | Deed of Trust, Mortgage · Line of Credit CITIBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2011 · Amount on Record |
| Deed Sale | Sep 6, 2011 · Amount on Record |
| Prior Sale | Sep 2, 2010 · Amount on Record |
| Deed Document Number | 20118230678 |
| Deed Book / Page | 823 / 678 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 76 HIGHLAND AVE, DEMAREST, NJ 07627-2717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036021578 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 3602/1578 |
| Instrument | 20-050396 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.12% |
| Index | 1-Year LIBOR |
| Max Rate | 8.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 76 HIGHLAND AVE, DEMAREST, NJ 07627-2717 |
| Document Number | 0036801265 |
| Instrument Date | Apr 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 76 HIGHLAND AVE DEMAREST NJ 076272717, DEMAREST, NJ 07627-2717 |
| Document Number | 0036801265 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 003680/001265 |
| Instrument | 77474 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 76 HIGHLAND AVE, DEMAREST, NJ 07627-2717 |
| Document Number | 0028541994 |
| Instrument Date | Jan 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 HIGHLAND AVE DEMAREST NJ 076272717, DEMAREST, NJ 07627-2717 |
| Document Number | 0028541994 |
|---|---|
| Date | Feb 2, 2018 |
| Book Page | 002854/001994 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Demarest Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,036,000 (-) Land $635,000 Building $1,401,000 | $2,036,000 (-) Land $635,000 Building $1,401,000 | |
| 2025 | $36,750.00 (-2.56%) | $2,036,000 (+65.02%) Land $635,000 Building $1,401,000 | $2,036,000 (+65.02%) Land $635,000 Building $1,401,000 |
| 2024 | $37,717.00 (+7.68%) | ||
| 2023 | $1,233,800 Land $340,000 Building $893,800 | $1,233,800 Land $340,000 Building $893,800 | |
| 2022 | $35,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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