76 Harris Dr, Montross, VA 22520 Property Records

Westmoreland County property record for 76 Harris Dr, Montross, VA 22520

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,920 sqft · built 1989
Lot Size0.399 acres (17,399 sqft)
Owner2 Individual Names on Record
Tax Bill$1,056 (2025)
Deeds & MortgagesSep 2026 Transfer
Mar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN34A1-2-2-12

Property Details

APN / Parcel Number

Primary APN34A1-2-2-12
Alternative APN
  • 10797

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,920 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeMud Sill
Roof MaterialComposition Shingle
Lot Area17,399 sqft (0.399 acres)
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10797
Street Address76 HARRIS DR
CityMONTROSS
StateVA
Zip22520-2758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF
Legal DescriptionMABEL J HARRIS SUB LOT 12 BK 2 SEC 1DB 863 PG 170 R/S
Legal SubdivisionMABEL J HARRIS
Legal Block2
Legal Lot Number12
JurisdictionWESTMORELAND VA
Township / Civil DivisionMONTROSS
Census Block Group2
Census Block2010
Census Tract10200

Owner

Source: Westmoreland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5219 CALVERT CT, FREDERICKSBURG, VA 22407-7779
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2026Gift Deed, Transfer
ALLEGIANCE, ALLEGIANCE TITLE
Mar 3, 2017Deed of Trust, Mortgage · Line of Credit
UNION BANK & TRUST

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 22, 2026
Transfer Doc1007001961
Record UpdatedOct 29, 2026

September 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionWESTMORELAND VA
Recording DateSep 30, 2026
Property Address76 HARRIS DR, MONTROSS, VA 22520-2758
Document Number1007001961
Book / Page1007 / 1961
Instrument DateSep 22, 2026
Transaction TypeTransfer
Record UpdatedOct 20, 2026
Title CompanyALLEGIANCE, ALLEGIANCE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5219 CALVERT CT, FREDERICKSBURG, VA 22407-7779

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address76 HARRIS DR, MONTROSS, VA 22520-2758
Transaction TypeMortgage
Record UpdatedJun 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008930222
DateMar 3, 2017
Instrument08930222
Lender
NameUNION BANK & TRUST
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyWestmoreland County
MunicipalityMontross Town
Unified School DistrictWestmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,056.00 (+9.66%)$155,400 (-) Land $26,800 Building $128,600$155,400 (-) Land $26,800 Building $128,600
2023$963.00$155,400 Land $26,800 Building $128,600$155,400 Land $26,800 Building $128,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MONTROSS
serves 1,163 people · EPA ID VA4193680
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harris Dr

Nearby Streets

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