Okaloosa County property record for 76 Harbor Blvd, #A, Destin, FL 32541
| Property Type | Restaurant |
|---|---|
| Details | 13,227 sqft · built 1993 |
| Lot Size | 7.39 acres (322,138 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $987,000 (Jan 1997) |
| Tax Bill | $78,525 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6597-1 |
| Primary APN | C56-000-589-6597-1 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 26 Plumbing Fixtures |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 13,227 sqft Total Area |
| 1st Floor Area | 28,014 sqft |
| Upper Floors Area | 2,333 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 322,138 sqft (7.39 acres) |
| Lot Dimensions | 560 ft deep x 640 ft wide |
| Garage Area | 1,350 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 8,210 sqft |
| Patio Area | 11,379 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Total Buildings | 6 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 76 HARBOR BLVD # A, A |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2310 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | DESTIN M/P LOTS 8 & 9 EX LEASED PROP |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | DESTIN MORENO POINT |
| Legal Lot Number | 8,9 9 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 23303 |
76 Harbor Blvd, #A is owned by a company that bought it in January 1997.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4471 LEGENDARY DR, DESTIN, FL 32541-5324 |
| Owner Type | Company, Secondary Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1997 · Amount on File |
| Deed Sale | Jan 1, 1997 · Amount on File |
| Deed Document Number | 0020632398 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 76 HARBOR BLVD # A, A, DESTIN, FL 32541-2310 |
| Document Number | 0033881065 |
| Instrument Date | Feb 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4471 LEGENDARY DR DESTIN FL 325415324, DESTIN, FL 32541-5324 |
| Document Number | 0033881065 |
|---|---|
| Date | Mar 7, 2019 |
| Book Page | 003388/001065 |
| Instrument | 3263278 |
| Name | HANCOCK WHITNEY BK |
|---|---|
| Address | 94 EGLIN PKWY NE, FORT WALTON BEACH, FL 32548-4957 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Mar 6, 2024 |
The 2025 property tax bill for 76 Harbor Blvd, #A was $78,525.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,525.00 | $6,630,293 Land $5,213,322 Building $1,416,971 | $6,630,293 Land $5,213,322 Building $1,416,971 |
| 2023 | $75,118.00 (+6.48%) | $6,393,760 (+4.68%) Land $5,012,807 Building $1,380,953 | $6,393,760 (+4.68%) Land $5,012,807 Building $1,380,953 |
| 2022 | $70,547.00 | $6,108,153 Land $4,774,103 Building $1,334,050 | $6,108,153 Land $4,774,103 Building $1,334,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Harbor Blvd, #A in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 422 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,500 units insured incl. 1,078 condo units |
| Nearby Flood Claims | 819 (1980–2024) |
| Claims Outside the SFHA | 261 of 819 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Harbor Blvd, #A is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: LiveOak Fiber, T-Mobile, Verizon.
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