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76 Gulfwinds Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 76 Gulfwinds Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 1,232 sqft · built 1981
Lot Size0.193 acres (8,420 sqft)
Owner2 Individual Names on Record
Last Sale$605,000 (Jun 2026)
Tax Bill$4,047 (2025)
Deeds & MortgagesAug 2026 Sale
Jun 2026 Sale
+ 5 more
Flood ZoneZone AE (high risk)
APNC62-000-740-5734-0

Property Details

APN / Parcel Number

Primary APNC62-000-740-5734-0
Alternative APNs
  • 23-27-15-05869-000-0760
  • 271523058690000760
  • 152723058690000760
  • R244367

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area1,232 sqft Living Area
Gross Area3,372 sqft
1st Floor Area1,232 sqft
Basement Area960 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialFrame/Stucco
Construction TypeFrame
Foundation TypeWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,420 sqft (0.193 acres)
Lot Dimensions107 ft deep x 60 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchPatio
Porch Area872 sqft
Deck Area220 sqft
Patio Area220 sqft
Loading Dock512 sqft
Boat AccessBoat Access
Boat House336 sqft
Boat LiftBoat Lift

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR244367
Street Address76 GULFWINDS DR
CityPALM HARBOR
StateFL
Zip34683-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionBAYWOOD VILLAGE SEC 5 LOT 76
Legal Range15E
Legal Township27S
Legal Section23
Legal SubdivisionBAYWOOD VILLAGE SEC 5
Legal Tract5869
Legal Block3
Legal Lot Number76
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3012
Census Tract27202

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2965 AMBLEGLEN CT, CLEARWATER, FL 33761-3303
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2026Quit Claim Deed, Transfer
CONCORD TITLE, CONCORD TITLE LLC
Jun 4, 2026Correction Deed
CONCORD TITLE, CONCORD TITLE LLC
Jun 3, 2026Warranty Deed, Transfer · Conventional Mortgage
RESICENTRAL LLC
Jun 3, 2026Warranty Deed, Transfer · Conventional Mortgage
RESICENTRAL LLC
Aug 22, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 26, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 4, 2026 · Amount on Record
Deed SaleJun 4, 2026 · Amount on Record
Prior SaleJun 3, 2026 · Amount on Record
Deed Document Number2026150470
Deed Book / Page23582 / 107
Last Transfer DateJul 24, 2026
Transfer Doc0000225513
Record UpdatedOct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateAug 21, 2026
Property Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327
Document Number0000225513
Book / Page23670 / 127
Instrument DateJul 24, 2026
Instrument2026225513
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyCONCORD TITLE, CONCORD TITLE LLC

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2965 AMBLEGLEN CT, CLEARWATER, FL 33761-3303

June 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionPINELLAS FL
Recording DateJun 4, 2026
Property Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327
Document Number0000150470
Book / Page23582 / 107
Instrument DateMay 29, 2026
Instrument2026150470
Record UpdatedAug 29, 2026
Title CompanyCONCORD TITLE, CONCORD TITLE LLC

Transaction

AmountAmount Recorded
Tax$427,735.00
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 3, 2026
Property Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327
Document Number0000148643
Book / Page23579 / 2443
Instrument DateMay 28, 2026
Instrument2026148643
Transaction TypeTransfer
Record UpdatedJun 17, 2026
Title CompanyCONCORD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$427,735.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327

Mortgage

Document Number0000148644,
DateJun 3, 2026
Instrument2026148644
Lender
NameRESICENTRAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 3, 2026
Property Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327
Document Number0235792443
Book / Page23579 / 2443
Instrument DateMay 28, 2026
Instrument2026148643
Transaction TypeTransfer
Record UpdatedAug 26, 2026
Title CompanyCONCORD TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$427,735.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327

Mortgage

Document Number0000148644,
DateJun 3, 2026
Instrument2026148644
Lender
NameRESICENTRAL LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateAug 22, 2023
Property Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327
Document Number0225431212
Book / Page22543 / 1212
Map ReferenceMB 75 PG 93&94
Instrument DateAug 14, 2023
Instrument2023218409
Transaction TypeTransfer
Record UpdatedSep 1, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0207371054
DateOct 18, 2019
Book Page20737/1054
Instrument2019336710
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 26, 2019
Property Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327
Document Number0204431798
Book / Page20443 / 1798
Map ReferenceMB 75 PG 93&94
Instrument DateFeb 19, 2019
Instrument2019063062
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyWOLLINKA WIKLE TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2210 WALKERS GLEN LN, 2210, JACKSONVILLE, FL 32246-7176

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 GULFWINDS DR, PALM HARBOR, FL 34683-1327

Mortgage

Document Number2019063063
DateFeb 26, 2019
Instrument2019063063
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,047.00 (+5.86%)$256,552 (+5.99%)$633,504 (-3.87%) Land $160,831 Building $472,673
2024$3,823.00 (+4.2%)
2023$3,669.00 (+0.77%) Homeowner's exemption Widower's exemption$242,060 (+3%)$658,982 (+34%) Land $357,072 Building $301,910
2022$3,641.00 Homeowner's exemption Widower's exemption$235,010$491,781 Land $247,738 Building $244,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 446 individual policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies540 units insured
incl. 94 condo units
Nearby Flood Claims399 (1985–2024)
Claims Outside the SFHA3 of 399
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Sep 2024 · 248 claims
  • Hurricane Idalia, Aug 2023 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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