Jefferson County property record for 76 Gruber Rd, Summit Point, WV 25446 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,352 sqft · built 1997 |
| Lot Size | 4.54 acres (197,762 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (Oct 2025) |
| Tax Bill | $3,616 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-0001.0001 |
| Primary APN | 07-25-0001.0001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Family Room | Family Room |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 197,762 sqft (4.54 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 76 GRUBER RD |
|---|---|
| City | SUMMIT POINT |
| State | WV |
| Zip | 25446-3518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.54 AC ABELOW |
| Legal Lot Number | 1 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | MIDDLEWAY |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 972800 |
Source: Jefferson County records · APN 07-25-0001.0001
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 76 GRUBER RD, SUMMIT POINT, WV 25446-3518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2025 | Warranty Deed, Transfer |
| Aug 14, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NASA FCU |
| Feb 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NASA FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2025 · Amount on Record |
| Deed Sale | Oct 02, 2025 · Amount on Record |
| Prior Sale | Apr 22, 2016 |
| Deed Document Number | 202500012822 |
| Deed Book / Page | 1357 / 289 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Oct 02, 2025 |
| Property Address | 76 GRUBER RD, SUMMIT POINT, WV 25446-3518 |
| Document Number | 001357/289 |
| Book / Page | 1357 / 289 |
| Map Reference | MB 1173 PG 137 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 202500012822 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,013.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 76 GRUBER RD, SUMMIT POINT, WV 25446-3518 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 76 GRUBER RD, SUMMIT POINT, WV 25446-3518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2023 |
| Name | Verified Name |
|---|---|
| Address | 76 GRUBER RD, SUMMIT POINT, WV 25446-3518 |
| Document Number | 0002516/84 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 2516/84 |
| Instrument | 202300008970 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 76 GRUBER RD, SUMMIT POINT, WV 25446-3518 |
| Document Number | 0000002364 |
| Instrument Date | Feb 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 GRUBER RD SUMMIT POINT WV 254463518, SUMMIT POINT, WV 25446-3518 |
| Document Number | 0000002364 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 002268/000202 |
| Instrument | 2364 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 26, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 76 GRUBER RD, SUMMIT POINT, WV 25446-3518 |
| Document Number | 0000013311 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 GRUBER RD SUMMIT POINT WV 254463518, SUMMIT POINT, WV 25446-3518 |
| Document Number | 0000013311 |
|---|---|
| Date | Nov 07, 2018 |
| Book Page | 002204/000516 |
| Instrument | 13311 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 06, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 76 GRUBER RD, SUMMIT POINT, WV 25446-3518 |
| Document Number | 0000003516 |
| Instrument Date | Mar 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2018 |
| Title Company | RELTCO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 GRUBER RD SUMMIT POINT WV 254463518, SUMMIT POINT, WV 25446-3518 |
| Document Number | 0000003516 |
|---|---|
| Date | Mar 30, 2018 |
| Book Page | 002178/000286 |
| Instrument | 3516 |
| Name | NASA FCU |
|---|---|
| Type | Credit Union |
| Address | UPPER MARLBORO, MD 20774 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 29, 2028 |
Source: Jefferson County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,616.00 (+1.89%) Homeowner's exemption | $331,200 (+2.48%) Land $115,000 Building $216,200 | $552,000 (+2.47%) Land $191,600 Building $360,400 |
| 2024 | $3,549.00 (-4.52%) Homeowner's exemption | $323,200 (-4.46%) Land $118,700 Building $204,500 | $538,700 (-4.47%) Land $197,800 Building $340,900 |
| 2023 | $3,717.00 Homeowner's exemption | $338,300 Land $133,800 Building $204,500 | $563,900 Land $223,000 Building $340,900 |
Source: FEMA National Flood Hazard Layer, Jefferson County (54037C), updated July 23, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540379728002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 8 (1993–2018) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2018, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 21% of West Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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