76 Granite St, Westerly, RI 02891 Property Records

Westerly Town property record for 76 Granite St, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,336 sqft · built 1950
Lot Size	0.288 acres (12,534 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2012)
Tax Bill	$4,459 (2025)
Deeds & Mortgages	Aug 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`WEST M:67 B:144`

Property Details

APN / Parcel Number

Primary APN	`WEST M:67 B:144`
Alternative APNs	`M:067 B:144 L` `7181049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	4,360 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	12,534 sqft (0.288 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7181049
Street Address	76 GRANITE ST
City	WESTERLY
State	RI
Zip	02891-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	144
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2012
Census Tract	50801

Owner

Source: Westerly Town records · APN WEST M:67 B:144

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	76 GRANITE ST, WESTERLY, RI 02891-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2012 · Amount on Record
Deed Sale	Nov 01, 2012 · Amount on Record
Prior Sale	Jun 01, 2005 · Amount on Record
Deed Book / Page	1934 / 890
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	76 GRANITE ST, WESTERLY, RI 02891-2237
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023-10829
Date	Aug 17, 2023
Book Page	2023/10829
Instrument	2023-2693

Lender

Name	WESTERLY COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2048

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,459.00 (-8.12%)	$573,100 (+19.97%) Land $145,900 Building $427,200
2023	$4,853.00 (+0.58%)	$477,700 (-) Land $104,700 Building $373,000
2022	$4,825.00	$477,700 Land $104,700 Building $373,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 26, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Based on FCC filings for 442 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.