76 Gardner St, Peabody, MA 01960 Property Records

Essex County and Peabody City property record for 76 Gardner St, Peabody, MA 01960

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,365 sqft · built 1920
Lot Size0.196 acres (8,516 sqft)
Owner2 Individual Names on File
Last Sale$187,500 (Aug 2012)
Tax Bill$5,449 (2026)
Deeds & MortgagesSep 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APNPEAB M:0065 B:0116

Property Details

APN / Parcel Number

Primary APNPEAB M:0065 B:0116
Alternative APN
  • 7754

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,365 sqft Living Area
1st Floor Area1,365 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area8,516 sqft (0.196 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number7754
Street Address76 GARDNER ST
CityPEABODY
StateMA
Zip01960-1804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal SubdivisionGARDNER PARK
Legal Block116
JurisdictionPEABODY MA
Township / Civil DivisionPEABODY
Census Block Group2
Census Block2006
Census Tract210900

Owner

76 Gardner St is owned and occupied by two individuals who bought it in August 2012.

Source: Essex County and Peabody City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address76 GARDNER ST, PEABODY, MA 01960-1804
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2012 · Amount on File
Deed SaleAug 28, 2012 · Amount on File
Deed Book / Page31661 / 286
Record UpdatedOct 29, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEABODY MA
Property Address76 GARDNER ST, PEABODY, MA 01960-1804
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042310-47
DateSep 5, 2024
Book Page42310/47
Instrument20240905000850
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 76 Gardner St was $5,449, up 7% from the year before.

Source: Essex County and Peabody City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityPeabody City
Unified School DistrictPeabody School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,449.00 (+7.01%)$575,400 (+4.64%) Land $236,400 Building $339,000$584,383 (+1.88%)
2025$5,092.00 (+8.29%)$549,900 (+6.65%) Land $218,900 Building $331,000$573,610
2024$4,702.00 (-1.88%)$515,600 (+2.42%) Land $218,900 Building $296,700
2023$4,792.00$503,400 Land $195,500 Building $307,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Gardner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 76 Gardner St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPEABODY WATER DEPT.
serves 54,481 people · EPA ID MA3229000
Water SourceSurface water
Last State InspectionMay 2026
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Gardner St

Nearby Streets

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