76 Gamble Rd, Morgantown, WV 26501 Property Records

Monongalia County property record for 76 Gamble Rd, Morgantown, WV 26501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1976
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jun 2025)
Tax Bill	$562 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-9-0021.0005`

Property Details

APN / Parcel Number

Primary APN	`03-9-0021.0005`
Alternative APN	`31-03-9-0021.0005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	2,880 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	85,378 sqft (1.96 acres)
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	76 GAMBLE RD
City	MORGANTOWN
State	WV
Zip	26501-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.96 AC SUR WADES RUN (MOD HOME)
Legal Subdivision	SUR WADES RUN
Jurisdiction	MONONGALIA WV
Township / Civil Division	WESTERN
Census Block Group	4
Census Block	4002
Census Tract	11500

Owner

76 Gamble Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Monongalia County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 GAMBLE RD, MORGANTOWN, WV 26501-2140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2025 · Amount on File
Deed Sale	Jun 12, 2025 · Amount on File
Deed Document Number	2025959108
Deed Book / Page	1881 / 823
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONGALIA WV
Property Address	76 GAMBLE RD, MORGANTOWN, WV 26501-2140
Transaction Type	Mortgage
Record Updated	Dec 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 GAMBLE RD, MORGANTOWN, WV 26501-2140

Mortgage

Document Number	0000970557
Date	Oct 31, 2025
Book Page	2673/72
Instrument	970557

Lender

Name	SPECTRA FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22312

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 76 Gamble Rd was $562, up 6.8% from the year before.

Source: Monongalia County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Monongalia County
Unified School District	Monongalia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$562.00 (+6.84%)	$52,680 (+6.81%) Land $18,420 Building $34,260	$87,800 (+6.81%) Land $30,700 Building $57,100
2025	$526.00	$49,320 Land $18,420 Building $30,900	$82,200 Land $30,700 Building $51,500
2023	$318.00 (+34.75%) Homeowner's exemption	$49,800 (+15.6%) Land $18,420 Building $31,380	$83,000 (+15.6%) Land $30,700 Building $52,300
2022	$236.00 Homeowner's exemption	$43,080 Land $13,320 Building $29,760	$71,800 Land $22,200 Building $49,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 76 Gamble Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1989–2003)
Most Recent Claim	Nov 2003 · Severe Storms, Flooding, And Landslides
Claims by Event	Severe Storms, Flooding, And Landslides, Nov 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Gamble Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT VALLEY PSD serves 2,231 people · EPA ID WV3303112
Water Source	Purchased surface water from MORGANTOWN UTILITY BOARD
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jul 2019
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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