76 Gainsboro, Irvine, CA 92620 Property Records

Orange County property record for 76 Gainsboro, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 3,955 sqft · built 2014
Lot Size	0.129 acres (5,603 sqft)
Owner	2 Individual Names on File
Last Sale	$1,673,000 (Jul 2014)
Tax Bill	$24,450 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`580-341-31`

Property Details

APN / Parcel Number

Primary APN	`580-341-31`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	3,955 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	5,603 sqft (0.129 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	76 GAINSBORO
City	IRVINE
State	CA
Zip	92620-2187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17327 BLK LOT 65
Legal Subdivision	TRACT NO 17327
Legal Tract	17327
Legal Lot Number	65
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2010
Census Tract	52429

Owner

76 Gainsboro is owned and occupied by two individuals who acquired it in February 2023.

Source: Orange County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 GAINSBORO, IRVINE, CA 92620-2187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage EMET MORTGAGE
Feb 21, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH BUSINESS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2014 · Amount on File
Deed Sale	Jul 24, 2014 · Amount on File
Deed Document Number	2014295436
Last Transfer Date	Feb 21, 2023
Transfer Doc	0000047093
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 1, 2023
Property Address	76 GAINSBORO, IRVINE, CA 92620-2187
Document Number	0000047093
Map Reference	MB 912 PG 9-14
Instrument Date	Feb 21, 2023
Instrument	2023000047093
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	76 GAINSBORO, IRVINE, CA 92620-2187

Mortgage

Document Number	0000047094
Date	Mar 1, 2023
Instrument	2023000047094

Lender

Name	EMET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 21, 2023
Property Address	76 GAINSBORO, IRVINE, CA 92620-2187
Document Number	0000038247
Map Reference	MB 912 PG 9-14
Instrument Date	Feb 15, 2023
Instrument	2023000038247
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	76 GAINSBORO, IRVINE, CA 92620-2187

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	76 GAINSBORO, IRVINE, CA 92620-2187
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366211
Date	Jul 29, 2020
Instrument	2020000366211

Lender

Name	COMMONWEALTH BUSINESS BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 76 Gainsboro was $24,450, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,050,544 (+2%) Land $1,217,570 Building $832,974
2025	$24,450.00 (+1.7%)	$2,010,338 Land $1,193,696 Building $816,642
2024	$24,041.00 (+1.86%)
2023	$23,602.00 (+1.62%)	$1,932,275 Land $1,147,343 Building $784,932
2022	$23,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 76 Gainsboro in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Gainsboro is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 791 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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