76 Gainsborg Ave E, West Harrison, NY 10604 Property Records

Westchester County and Harrison Town property record for 76 Gainsborg Ave E, West Harrison, NY 10604

Property Summary

Property Type	Duplex
Details	2 ba · 2,030 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$770,000 (Jun 2020)
Tax Bill	$10,380 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552801 0848.-19`

Property Details

APN / Parcel Number

Primary APN	`552801 0848.-19`
Alternative APNs	`280000084800000190000000` `000052020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,030 sqft Total Area
1st Floor Area	1,390 sqft
2nd Floor Area	640 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Unfinished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Other
Exterior Material	Brick
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Slab
Patio Area	46 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	000052020
Street Address	76 GAINSBORG AVE E
City	WEST HARRISON
State	NY
Zip	10604-2640
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	B
Legal Lot Number	19
Jurisdiction	WESTCHESTER NY
Township / Civil Division	HARRISON
Census Block Group	5
Census Block	5013
Census Tract	8700

Owner

Source: Westchester County and Harrison Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 GAINSBORG AVE E, WEST HARRISON, NY 10604-2640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jun 18, 2020	Bargain and Sale Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Deed Document Number	2020601508431
Prior Transfer Date	Mar 2, 2004
Prior Transfer Doc	0041560668
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	76 GAINSBORG AVE E, WEST HARRISON, NY 10604-2640
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 GAINSBORG AVE E, WEST HARRISON, NY 10604-2640

Mortgage

Document Number	0623073300
Date	Nov 3, 2022
Instrument	623073300

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Apr 1, 2051

June 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Jun 18, 2020
Property Address	76 GAINSBORG AVE E, WEST HARRISON, NY 10604-2640
Document Number	0601508431
Map Reference	MAP 1090
Instrument Date	Jun 5, 2020
Instrument	601508431
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	JUDICIAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	76 GAINSBORG AVE E, 76, WEST HARRISON, NY 10604-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 KNOLLS CRES APT 8M, 8M, BRONX, NY 10463-6358

Mortgage

Document Number	0601633193
Date	Jun 18, 2020
Instrument	601633193

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Westchester County and Harrison Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Harrison Town
Municipality	Harrison Village
Unified School District	Harrison Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,380.00 (-42.72%) Disabled Person's exemption Veteran's exemption
2025	$18,122.00	$10,330 (-) Land $1,750 Building $8,580	$890,517 (-2.59%) Land $150,862 Building $739,655
2024	Disabled Person's exemption Veteran's exemption	$10,330 (-) Land $1,040 Building $9,290	$914,159 (+3.54%) Land $92,035 Building $822,124
2023		$10,330 Land $1,040 Building $9,290	$882,906 Land $88,889 Building $794,017

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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