76 Franklin St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 76 Franklin St, Waterloo, IA 50703 · Last verified June 2026

Property Summary

Property Type	Commercial
Lot Size	0.045 acres (1,980 sqft)
Owner	Company Name on File
Last Sale	$172,000 (Feb 2022)
Tax Bill	$192 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`8913-23-431-002`

Property Details

APN / Parcel Number

Primary APN	`8913-23-431-002`

Exterior

Lot Area	1,980 sqft (0.045 acres)
Lot Dimensions	55 ft deep x 36 ft wide

Location & Zoning

Street Address	76 FRANKLIN ST
City	WATERLOO
State	IA
Zip	50703
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	VIRDENS ADDITION WATERLOO SE 81 FT LOT 2 BLK 4 EXC SE 45 FT AND EXC NE 5.5 FT
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	VIRDENS ADDITION WATERLOO
Legal Block	4
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1018
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-23-431-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1247 WALTERS POND PL, CEDAR FALLS, IA 50613-1568
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	202216940
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	76 FRANKLIN ST, WATERLOO, IA 50703
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900005043
Date	Sep 25, 2018
Instrument	201900005043

Lender

Name	FARMERS NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$192.00	$8,810 (-) Land $5,940 Building $2,870	$8,810 (-) Land $5,940 Building $2,870
2024	$192.00 (+29.73%)
2023		$8,810 (+30.91%) Land $5,940 Building $2,870	$8,810 (+30.91%) Land $5,940 Building $2,870
2022	$148.00	$6,730 Land $3,960 Building $2,770
2021			$6,730 Land $3,960 Building $2,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1993–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2013, rainfall accumulation
Claims By Storm	Severe Storms & Flooding, Aug 1993 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 220 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AMG Technology Investment Group, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.