76 Franklin St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 76 Franklin St, Somerville, MA 02145

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,192 sqft · built 1890
Lot Size	0.028 acres (1,223 sqft)
Owner	Company Name on File
Last Sale	$464,000 (Jun 2026)
Tax Bill	$6,335 (2026)
Deeds & Mortgages	Jun 2026 Foreclosure Sep 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-E-6`

Property Details

APN / Parcel Number

Primary APN	`104-E-6`
Alternative APNs	`SOME M:104 B:E L:6` `14492165`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,192 sqft Living Area
Gross Area	1,864 sqft
Basement Area	552 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,223 sqft (0.028 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14492165
Street Address	76 FRANKLIN ST
City	SOMERVILLE
State	MA
Zip	02145-4215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Block	E
Legal Lot Number	6
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1005
Census Tract	351404

Owner

76 Franklin St is owned by a company that bought it in June 2026.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	226 HARVARD ST, BROOKLINE, MA 02446-5003
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Foreclosure · Stand-Alone First Mortgage
Sep 18, 2024	Deed of Trust, Mortgage · Construction Mortgage CAPITAL MORTGAGE SERVICES LLC
Aug 31, 2023	Deed, Construction Loan · Construction Mortgage BOSTON TRUST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Aug 31, 2023 · Amount on File
Deed Document Number	202675612
Deed Book / Page	85775 / 537
Prior Transfer Date	Jun 15, 2026
Prior Transfer Doc	0000075612
Record Updated	Oct 29, 2026

June 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 23, 2026
Property Address	76 FRANKLIN ST, SOMERVILLE, MA 02145-4215
Document Number	0000075612
Book / Page	85775 / 537
Instrument Date	Jun 15, 2026
Instrument	202675612
Transaction Type	Foreclosure
Record Updated	Aug 13, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jun 23, 2026

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate	6.37%
Max Rate	-1%

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	76 FRANKLIN ST, SOMERVILLE, MA 02145-4215
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083254-268
Date	Sep 18, 2024
Book Page	83254/268
Instrument	105906

Lender

Name	CAPITAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

August 2023: Deed, Construction Loan

Document Type	Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Aug 31, 2023
Property Address	76 FRANKLIN ST, SOMERVILLE, MA 02145-4215
Document Number	081955-128
Book / Page	81955 / 128
Instrument Date	Aug 24, 2023
Instrument	99049
Transaction Type	Construction Loan
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 BLUE HILL AVE # 312, 312, ROXBURY, MA 02119-3312

Mortgage

Document Number	0000099050
Date	Aug 31, 2023
Instrument	99050

Lender

Name	BOSTON TRUST FINANCIAL

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 76 Franklin St was $6,335, up 4.2% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,335.00 (+4.19%)	$577,000 (+3.53%) Land $289,500 Building $287,500	$619,011 (+30.4%)
2025	$6,080.00 (+4.67%)	$557,300 (+0.92%) Land $275,700 Building $281,600	$474,715 (-2.76%)
2024	$5,809.00 (+5.81%)	$552,200 (+4.01%) Land $275,700 Building $276,500	$488,205
2023	$5,490.00	$530,900 Land $275,700 Building $255,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Franklin St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 76 Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 930 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	641 / 143
AT&T Fixed Wireless	100 / 20

May also be available: Starry, T-Mobile, Verizon.

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