76 Franklin St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 76 Franklin St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	9 bd · 4 ba · 3,027 sqft · built 1880
Lot Size	0.131 acres (5,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Apr 2022)
Tax Bill	$8,025 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B:053 L:718 S:005`

Property Details

APN / Parcel Number

Primary APN	`B:053 L:718 S:005`
Alternative APN	`LYNN M:053 B:718 L:005`

Interior

Bedrooms	9 Beds
Full Baths	4 Baths
Total Rooms	15 Rooms
Units	2 Units
Stories	3 Stories
Building Area	3,027 sqft Living Area
Gross Area	4,574 sqft
Basement Area	801 sqft
Unfinished Basement	801 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1963
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,719 sqft (0.131 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	76 FRANKLIN ST
City	LYNN
State	MA
Zip	01902-4079
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R4
Legal Block	718
Legal Lot Number	5
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2006
Census Tract	206100

Owner

Source: Essex County and Lynn City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 ENDICOTT ST, LYNN, MA 01902-4005
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 6, 2018	Deed of Trust, Mortgage · FHA Mortgage SANTANDER BANK NA
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage ST JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Jul 13, 2016
Deed Document Number	202220220427000420
Deed Book / Page	40891 / 568
Transfer Doc	35080-310
Record Updated	Jun 8, 2026

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 27, 2022
Property Address	76 FRANKLIN ST, LYNN, MA 01902-4079
Document Number	040891-568
Book / Page	40891 / 568
Instrument Date	Apr 26, 2022
Instrument	20220427000420
Transaction Type	Transfer
Record Updated	Jan 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	76 FRANKLIN ST, LYNN, MA 01902-4079

Mortgage

Document Number	220427000430
Date	Apr 27, 2022
Instrument	220427000430

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	76 FRANKLIN ST, LYNN, MA 01902-4079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36633-266
Date	Apr 6, 2018
Book Page	36633/266
Instrument	180406003730

Lender

Name	SANTANDER BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	76 FRANKLIN ST, LYNN, MA 01902-4079
Document Number	37956-101
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 FRANKLIN ST LYNN MA 019024079, LYNN, MA 01902-4079

Mortgage

Document Number	37956-101
Date	Oct 22, 2019
Book Page	037956/000101
Instrument	1022003380

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,025.00 (+5.03%)	$774,595 (+6.75%) Land $200,900 Building $573,695
2024	$7,641.00 (+5.73%)	$725,600 (+11.94%) Land $193,800 Building $531,800
2023	$7,227.00	$648,200 Land $152,700 Building $495,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: Starry, T-Mobile.

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