76 E Columbus St, Mount Sterling, OH 43143 Property Records

Madison County property record for 76 E Columbus St, Mount Sterling, OH 43143

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1930
Lot Size	0.163 acres (7,128 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Nov 2022)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00073.000`

Property Details

APN / Parcel Number

Primary APN	`18-00073.000`
Alternative APN	`021195-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	952 sqft
Upper Floors Area	224 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2000
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,128 sqft (0.163 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	304 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	021195-4
Street Address	76 E COLUMBUS ST
City	MOUNT STERLING
State	OH
Zip	43143-1110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 68 JI SMITH (26 POLES)
Legal Subdivision	MT STRING
Jurisdiction	MADISON OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2005
Census Tract	41200

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 E COLUMBUS ST, MOUNT STERLING, OH 43143-1110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Nov 3, 2022	Survivorship Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	May 18, 2012 · Amount on Record
Deed Document Number	20225556
Deed Book / Page	407 / 1187
Prior Transfer Date	Nov 20, 2003
Prior Transfer Doc	0000004001
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON OH
Property Address	76 E COLUMBUS ST, MOUNT STERLING, OH 43143-1110
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 E COLUMBUS ST, MOUNT STERLING, OH 43143-1110

Mortgage

Document Number	0000002166
Date	May 22, 2024
Book Page	425/2156
Instrument	2024-2166

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2054

November 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	MADISON OH
Recording Date	Nov 3, 2022
Property Address	76 E COLUMBUS ST, MOUNT STERLING, OH 43143-1110
Document Number	0000005556
Book / Page	407 / 1187
Instrument Date	Oct 26, 2022
Instrument	202200005556
Transaction Type	Transfer
Record Updated	Nov 11, 2022
Title Company	PALMER LAND TITLE AGENCY BOX, VALMER LAND TITLE AGENCY BOX

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1670 MAGNAVOX WAY, FORT WAYNE, IN 46804-1536

Mortgage

Document Number	0000005557
Date	Nov 3, 2022
Instrument	202200005557

Lender

Name	RUOFF MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Pleasant Township
Municipality	Mount Sterling Village
Unified School District	Madison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,982.00 (-4.25%) Homeowner's exemption	$59,130 (-) Land $9,130 Building $50,000
2024	$2,070.00 (+6.7%) Homeowner's exemption	$59,130 (-) Land $9,130 Building $50,000
2023	$1,940.00 (+6.53%) Homeowner's exemption	$59,130 (+20.33%) Land $9,130 Building $50,000	$168,960 (+20.34%) Land $26,090 Building $142,870
2022	$1,821.00 Homeowner's exemption	$49,140 Land $7,590 Building $41,550
2020			$140,400 Land $21,690 Building $118,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

Nearby Properties on E Columbus St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures