Richland County property record for 76 Crusader Ct, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,287 sqft · built 2016 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Apr 2026) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25910-01-25 |
| Primary APN | 25910-01-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,287 sqft Heated Area |
| Gross Area | 2,832 sqft |
| 1st Floor Area | 967 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 383 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 162 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 02102799 |
|---|---|
| Street Address | 76 CRUSADER CT |
| City | ELGIN |
| State | SC |
| Zip | 29045-8144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD |
| Legal Description | LOT 507 50X118.4X50X119.6 #SU JACOBS CREEK PH 8 #PR RB2021-2755 RB2118-797 |
| Legal Subdivision | JACOBS CREEK |
| Legal Phase | VIII |
| Legal Lot Number | 50,507 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 11425 |
Source: Richland County records · APN 25910-01-25
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 CRUSADER CT, ELGIN, SC 29045-8144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 24, 2026 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE, INC |
| Apr 24, 2026 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE, INC |
| Dec 11, 2020 | Grant Deed, Transfer · Conventional with PMI GUILD MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Dec 11, 2020 · Amount on Record |
| Deed Document Number | 202619325 |
| Deed Book / Page | 3120 / 2516 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 24, 2026 |
| Property Address | 76 CRUSADER CT, ELGIN, SC 29045-8144 |
| Document Number | 0031202516 |
| Book / Page | 3120 / 2516 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.19325 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,841.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 76 CRUSADER CT, ELGIN, SC 29045-8144 |
| Document Number | 0000019326, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 3120/2524 |
| Instrument | 2026.19326 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Apr 24, 2026 |
| Property Address | 76 CRUSADER CT, ELGIN, SC 29045-8144 |
| Document Number | 0000019325 |
| Book / Page | 3120 / 2516 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 2026.19325 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,841.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 76 CRUSADER CT, ELGIN, SC 29045-8144 |
| Document Number | 0000019326, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..19326 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Dec 11, 2020 |
| Property Address | 76 CRUSADER CT, ELGIN, SC 29045-8144 |
| Document Number | 2563/0559 |
| Book / Page | 002563 / 000559 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 69793 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 76 CRUSADER CT ELGIN SC 290458144, ELGIN, SC 29045-8144 |
| Document Number | 2563/0563 |
|---|---|
| Date | Dec 11, 2020 |
| Book Page | 002563/000563 |
| Instrument | 69794 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2050 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,404.00 (+14.31%) | $8,480 (-96.52%) | $263,200 (-) Land $41,100 Building $222,100 |
| 2024 | $243,800 (+2,775%) | $263,200 (+24.15%) Land $41,100 Building $222,100 | |
| 2023 | $2,103.00 (-71.47%) | $8,480 (-33.33%) | $212,000 (-) |
| 2021 | $7,372.00 | $12,720 | $212,000 Land $36,000 Building $176,000 |
Source: FEMA National Flood Hazard Layer as of September 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 269 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COLUMBIA serves 354,068 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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