76 Cross St, Keene, NH 03431 Property Records

Cheshire County and Keene City property record for 76 Cross St, Keene, NH 03431

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,755 sqft · built 1910
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Mar 2021)
Tax Bill	$6,145 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`KEEN M:554 L:61`

Property Details

APN / Parcel Number

Primary APN	`KEEN M:554 L:61`
Alternative APN	`554061000000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,755 sqft Living Area
Gross Area	3,566 sqft
1st Floor Area	1,156 sqft
Attic	Attic
Attic Area	280 sqft
Basement Area	798 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	554061000000000
Street Address	76 CROSS ST
City	KEENE
State	NH
Zip	03431-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HD
Legal Lot Number	61
Jurisdiction	KEENE CITY NH
Township / Civil Division	KEENE
Census Block Group	1
Census Block	1005
Census Tract	971300

Owner

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	76 CROSS ST, KEENE, NH 03431-3009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 3, 2021 · Amount on Record
Deed Sale	Mar 3, 2021 · Amount on Record
Deed Document Number	20212319
Deed Book / Page	3152 / 1162
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KEENE CITY NH
Recording Date	Mar 3, 2021
Property Address	76 CROSS ST, KEENE, NH 03431-3009
Document Number	03152-1162
Book / Page	3152 / 1162
Instrument Date	Mar 2, 2021
Instrument	2102319
Transaction Type	Transfer
Record Updated	Dec 8, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	76 CROSS ST, KEENE, NH 03431-3009
Investor	Possibly a Property Investor

Mortgage

Document Number	0002102320
Date	Mar 3, 2021
Instrument	2102320

Lender

Name	THOMAS B CASHMAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cheshire County and Keene City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
Municipality	Keene City
Unified School District	Keene School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,145.00 (+3.92%)	$178,800 (-) Land $34,800 Building $144,000
2024	$5,913.00 (+3.7%)	$178,800 (-) Land $34,800 Building $144,000
2023	$5,702.00 (+2.78%)	$178,800 (-) Land $34,800 Building $144,000
2022	$5,548.00	$178,800 Land $34,800 Building $144,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEENE WATER DEPT serves 30,000 people · EPA ID NH1241010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000