Essex County and Jay Town property record for 76 Cross St, Jay, NY 12941
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,334 sqft · built 2021 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,000 (Jan 2021) |
| Tax Bill | $8,883 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2021 Sale |
| APN | 615J100215 |
| Primary APN | 615J100215 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,334 sqft Living Area |
| 1st Floor Area | 667 sqft |
| 2nd Floor Area | 667 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Contemporary |
| Exterior Material | Composition/Composite |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Heating System | Hot Water |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 615J100215 |
|---|---|
| Street Address | 76 CROSS ST |
| City | JAY |
| State | NY |
| Zip | 12941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 151 JAY TRACT |
| Legal Block | 3 |
| Legal Lot Number | 9.000 |
| Jurisdiction | ESSEX NY |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 960200 |
Source: Essex County and Jay Town records · APN 615J100215
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 MILLER RD, BALLSTON LAKE, NY 12019-1004 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · ARM BROADVIEW FEDERAL CREDIT UNION |
| Jan 08, 2021 | Warranty Deed, Transfer MISC COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 08, 2021 · Amount on Record |
| Deed Sale | Jan 08, 2021 · Amount on Record |
| Prior Sale | Nov 14, 2014 · Amount on Record |
| Deed Document Number | 2021120 |
| Deed Book / Page | 2018 / 221 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NY |
| Property Address | 76 CROSS ST, JAY, NY 12941 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002023282 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023-282 |
| Name | BROADVIEW FEDERAL CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Type Change Date | Feb 01, 2033 |
| Index | Other |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESSEX NY |
| Recording Date | Jan 08, 2021 |
| Property Address | 76 CROSS ST, JAY, NY 12941 |
| Document Number | 002018/221 |
| Book / Page | 2018 / 221 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 2021-120 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | MISC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 MILLER RD, BALLSTON LAKE, NY 12019-1004 |
Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Essex County |
| County Subdivision | Jay Town |
| Unified School District | AuSable Valley Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,883.00 (+229.37%) | $467,100 (+23.12%) Land $184,100 Building $283,000 | $467,100 (+23.12%) Land $184,100 Building $283,000 |
| 2023 | $379,400 (+109.73%) Land $115,000 Building $264,400 | $379,400 (+109.73%) Land $115,000 Building $264,400 | |
| 2022 | $2,697.00 (+136.79%) | $180,900 Land $57,000 Building $123,900 | $180,900 Land $57,000 Building $123,900 |
| 2020 | $1,139.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1981–2018) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Jan 2018 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 74 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOREVER WILD WATER CO-SIGNOR private · serves 900 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures