Kent County property record for 76 Coldwater Dr, Clayton, DE 19938
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,986 sqft · built 2006 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (May 2011) |
| Tax Bill | $1,860 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-04-018.04-04-85.00-000 |
| Primary APN | 3-04-018.04-04-85.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,986 sqft Living Area |
| Basement Area | 1,412 sqft |
| Finished Basement | 1,400 sqft |
| Unfinished Basement | 12 sqft |
| Game Room | Game Room |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 178 ft deep x 76.9 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 449 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 229 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 86470 |
|---|---|
| Street Address | 76 COLDWATER DR |
| City | CLAYTON |
| State | DE |
| Zip | 19938-3900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PROVIDENCE CROSSING, LOT #100 76 COLDWATER DR |
| Legal Subdivision | PROVIDENCE CROSSING |
| Legal Lot Number | 100 |
| Jurisdiction | KENT DE |
| Township / Civil Division | SMYRNA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 40204 |
76 Coldwater Dr is owned and occupied by an individual who bought it in May 2011.
Source: Kent County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 COLDWATER DR, CLAYTON, DE 19938-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2023 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Apr 25, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2011 · Amount on File |
| Deed Sale | May 17, 2011 · Amount on File |
| Prior Sale | Jan 6, 2006 · Amount on File |
| Deed Document Number | 2011189527 |
| Deed Book / Page | 5812 / 310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 76 COLDWATER DR, CLAYTON, DE 19938-3900 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 76 COLDWATER DR, CLAYTON, DE 19938-3900 |
| Document Number | 0000467344 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 12326/156 |
| Instrument | 2023-467344 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 251 Months |
| Due | Dec 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 76 COLDWATER DR, CLAYTON, DE 19938-3900 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 76 COLDWATER DR, CLAYTON, DE 19938-3900 |
| Document Number | 0000449949 |
|---|---|
| Date | Apr 25, 2022 |
| Book Page | 11901/333 |
| Instrument | 2022-449949 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 260 Months |
| Due | Dec 1, 2043 |
The 2026 property tax bill for 76 Coldwater Dr was $1,860, up 1.4% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Clayton Town |
| Unified School District | Smyrna School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,860.00 (+1.42%) | $437,600 Land $66,900 Building $370,700 |
| 2025 | $1,834.00 | |
| 2023 | $2,040.00 | $76,800 Land $4,100 Building $72,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 76 Coldwater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Coldwater Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 72% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTESIAN NORTHERN KENT REGIONAL private · serves 7,014 people · EPA ID DE00A0673 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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