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76 Cobblestone Dr, Spring Lake, NC 28390 Property Records

Harnett County property record for 76 Cobblestone Dr, Spring Lake, NC 28390 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,328 sqft · built 2006
Lot Size0.43 acres (18,731 sqft)
OwnerIndividual Name on File
Last Sale$198,500 (Feb 2019)
Tax Bill$1,581 (2023)
Deeds & MortgagesAug 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1500030663

Property Details

APN / Parcel Number

Primary APN1500030663
Alternative APN
  • 01053514 0100 03

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,328 sqft Heated Area
Gross Area3,022 sqft
1st Floor Area1,564 sqft
FlooringPlywood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialCombination
Foundation TypeFooting
Roof MaterialComposition Shingle
Lot Area18,731 sqft (0.43 acres)
Garage Area492 sqft
PorchPorch
Porch Area168 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1500030663
Street Address76 COBBLESTONE DR
CitySPRING LAKE
StateNC
Zip28390-9174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT#28 STONE CROSS SEC 2 PH 1 MAP#2005-953
Legal SubdivisionSTONE CROSS
Legal Phase1
Legal Lot Number28
JurisdictionHARNETT NC
Township / Civil DivisionANDERSON CREEK
Census Block Group2
Census Block2006
Census Tract71204

Owner

Source: Harnett County records · APN 1500030663

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address76 COBBLESTONE DR, SPRING LAKE, NC 28390-9174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 25, 2019Warranty Deed, Transfer · VA Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2019 · Amount on Record
Deed SaleFeb 25, 2019 · Amount on Record
Prior SaleMay 02, 2014 · Amount on Record
Deed Document Number0003675532
Deed Book / Page3675 / 532
Record UpdatedJun 07, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address76 COBBLESTONE DR, SPRING LAKE, NC 28390-9174
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018677
DateAug 11, 2021
Book Page4027/845
Instrument2021018677
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term335 Months
DueJul 01, 2049

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARNETT NC
Property Address76 COBBLESTONE DR, SPRING LAKE, NC 28390-9174
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000839
DateJan 16, 2020
Book Page3774/0624
Instrument2020000839
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueJun 01, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARNETT NC
Recording DateFeb 25, 2019
Property Address76 COBBLESTONE DR, SPRING LAKE, NC 28390-9174
Document Number0000002176
Book / Page3675 / 0532
Map ReferenceCAB 2005 SL 953
Instrument DateFeb 25, 2019
Instrument2019002176
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$397.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address473 WOOD POINT DR, 473, LILLINGTON, NC 27546-5968

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 COBBLESTONE DR, SPRING LAKE, NC 28390-9174

Mortgage

Document Number0000002177
DateFeb 25, 2019
Instrument2019002177
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

Tax Assessment & Valuation

Source: Harnett County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHarnett County
Unified School DistrictHarnett County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,581.00$213,535$213,535 Land $46,780 Building $166,755

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370850712042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
Nearby Flood Claims6 (2013–2018)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 3 claims

Wildfire

Wildfire RiskModerate
above 50% of the US · above 72% of North Carolina
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 131 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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