76 Co Rd 409, Oxford, MS 38655 Property Records

Lafayette County property record for 76 Co Rd 409, Oxford, MS 38655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,416 sqft · built 2022
Lot Size	0.315 acres (13,760 sqft)
Owner	Company Name on File
Tax Bill	$5,794 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`129-31-083.00`

Property Details

APN / Parcel Number

Primary APN	`129-31-083.00`
Alternative APN	`37706`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,416 sqft Living Area
1st Floor Area	2,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asbestos
Lot Area	13,760 sqft (0.315 acres)
Lot Dimensions	141 ft deep x 92.7 ft wide

Location & Zoning

Account Number	37706
Street Address	76 COUNTY ROAD 409
City	OXFORD
State	MS
Zip	38655-9226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 68 TUSCAN HILLS ESTATE PHASE 7
Legal Range	02W
Legal Township	08S
Legal Section	31
Legal Subdivision	TUSCAN HILLS ESTATE
Legal Phase	7
Legal Lot Number	68
Jurisdiction	LAFAYETTE MS
Township / Civil Division	1
Census Block Group	2
Census Block	2020
Census Tract	950507

Owner

76 Co Rd 409 is owned by a company that acquired it in April 2024.

Source: Lafayette County records, as of April 28, 2026

Owner of Record	Company Name on File
Mailing Address	7341 TALLWOOD DR, DENVER, NC 28037-6511
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP
Oct 28, 2021	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit MECHANICS BANK
Apr 29, 2024	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Nov 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024
Deed Sale	Apr 29, 2024
Prior Sale	Nov 2, 2021
Deed Document Number	20243134
Prior Transfer Date	Apr 26, 2024
Prior Transfer Doc	0020243134
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	76 COUNTY ROAD 409, OXFORD, MS 38655-9226
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202005714
Date	Jul 2, 2020
Instrument	202005714

Lender

Name	COMMUNITY MORTGAGE CORP
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	76 COUNTY ROAD 409, OXFORD, MS 38655-9226
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202112036
Date	Oct 28, 2021
Instrument	202112036

Lender

Name	MECHANICS BANK
Type	Bank
Address	WATER VALLEY, MS 38965

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MS
Property Address	76 COUNTY ROAD 409, OXFORD, MS 38655-9226
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202112489
Date	Nov 9, 2021
Instrument	202112489

Lender

Name	MECHANICS BANK
Type	Bank
Address	WATER VALLEY, MS 38965

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	11 Months
Due	Oct 1, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Apr 29, 2024
Property Address	76 COUNTY ROAD 409, OXFORD, MS 38655-9226
Document Number	0020243134
Map Reference	CAB A SL 191
Instrument Date	Apr 26, 2024
Instrument	2024-3134
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2372 STONEVIEW CT, DENVER, NC 28037-8740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7341 TALLWOOD DR, DENVER, NC 28037-6511

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Jul 11, 2022
Property Address	76 COUNTY ROAD 409, OXFORD, MS 38655-9226
Document Number	0020226404
Map Reference	CAB A SL 191
Instrument Date	Jul 8, 2022
Instrument	2022-6404
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2372 STONEVIEW CT, DENVER, NC 28037-8740

Mortgage

Document Number	0020226406
Date	Jul 11, 2022
Instrument	2022-6406

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MS
Recording Date	Nov 2, 2021
Property Address	76 COUNTY ROAD 409, OXFORD, MS 38655-9226
Document Number	0202112241
Instrument Date	Nov 2, 2021
Instrument	202112241
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	169 HIGHWAY 6 E # E201, E201, OXFORD, MS 38655-9415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 COUNTY ROAD 18, WATER VALLEY, MS 38965-4940

Tax Assessment & Valuation

The 2025 property tax bill for 76 Co Rd 409 was $5,794.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lafayette County
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,794.00	$58,242	$388,280 Land $50,000 Building $338,280
2023	$4,603.00	$46,269	$308,460 Land $50,000 Building $258,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Co Rd 409 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Co Rd 409 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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