76 Co Rd 2003, Cullman, AL 35057 Property Records

Cullman County property record for 76 Co Rd 2003, Cullman, AL 35057

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,487 sqft · built 2018
Owner	2 Individual Names on Record
Last Sale	$1,250,000 (Apr 2026)
Tax Bill	$2,681 (2025)
Deeds & Mortgages	Apr 2026 Sale
Flood Zone	Zone A (high risk)
APN	`27-02-04-0-001-158.015`

Property Details

APN / Parcel Number

Primary APN	`27-02-04-0-001-158.015`
Alternative APNs	`216849` `82067`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,487 sqft Base Area
1st Floor Area	1,487 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
View / Lot	Waterfront / Beach
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	216849
Street Address	76 COUNTY ROAD 2003
City	CULLMAN
State	AL
Zip	35057-4427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 & 43 MALLARD POINT SUB LESS & EXC PART OF LOT 14 BEG SE COR LOT 14, N 14, W 92.1, S 11, E 77(S) TO POB. 2018/11 S4, T1
Legal Subdivision	MALLARD POINT SUBDIVISION
Legal Lot Number	14,43
Jurisdiction	CULLMAN AL
Township / Civil Division	BREMEN
Census Block Group	2
Census Block	2020
Census Tract	965502

Owner

Source: Cullman County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 COUNTY ROAD 2003, CULLMAN, AL 35057-4427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Deed Document Number	2026
Deed Book / Page	782 / 347
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULLMAN AL
Recording Date	Apr 23, 2026
Property Address	76 COUNTY ROAD 2003, CULLMAN, AL 35057-4427
Document Number	0782000347
Book / Page	782 / 347
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	WATERFRONT CLOSING & TITLE

Transaction

Amount	Amount Recorded
Tax	$126,250.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	76 COUNTY ROAD 2003, CULLMAN, AL 35057-4427

Tax Assessment & Valuation

Source: Cullman County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cullman County
Unified School District	Cullman County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,681.00 (+9.83%) Homeowner's exemption	$104,860 (+9.66%)	$1,048,400 (-46.38%) Land $387,900 Building $660,500
2023	$2,441.00 (+9.86%) Homeowner's exemption	$95,620 (+9.63%)	$1,955,100 (+124.21%) Land $537,200 Building $1,417,900
2022	$2,222.00 Homeowner's exemption	$87,220	$872,000 Land $304,000 Building $568,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CULLMAN COUNTY WATER DEPARTMENT serves 57,006 people · EPA ID AL0000394
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sprout Fiber Internet Fiber	2,000 / 2,000