76 Clifton Ave, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 76 Clifton Ave, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,558 sqft · built 1922
Lot Size	0.149 acres (6,512 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Jul 2012)
Tax Bill	$7,875 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit Aug 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0025 B:0025 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0025 B:0025 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,558 sqft Living Area
Gross Area	2,810 sqft
Basement Area	650 sqft
Unfinished Basement	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,512 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	76 CLIFTON AVE
City	MARBLEHEAD
State	MA
Zip	01945-1737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	25
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	5
Census Block	5010
Census Tract	203100

Owner

76 Clifton Ave is owned and occupied by an individual who bought it in July 2012.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	76 CLIFTON AVE, MARBLEHEAD, MA 01945-1737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit METRO CU
Aug 7, 2024	Deed of Trust, Mortgage · Line of Credit METRO CU
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance METRO CU
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL GRAND BK/MARBLEHEAD
Mar 6, 2018	Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BK/MARBLEHEAD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2012 · Amount on File
Deed Sale	Jul 20, 2012 · Amount on File
Deed Book / Page	31540 / 7
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	76 CLIFTON AVE, MARBLEHEAD, MA 01945-1737
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039464-232
Date	Jan 28, 2021
Book Page	39464/232
Instrument	20210128001580

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	76 CLIFTON AVE, MARBLEHEAD, MA 01945-1737
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042258-577
Date	Aug 7, 2024
Book Page	42258/577
Instrument	20240807000450

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	76 CLIFTON AVE, MARBLEHEAD, MA 01945-1737
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38527-564
Date	May 18, 2020
Book Page	38527/564
Instrument	20200518005720

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	313 Months
Due	Jun 1, 2046

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	76 CLIFTON AVE, MARBLEHEAD, MA 01945-1737
Document Number	36579-1
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	36579-1
Date	Mar 12, 2018
Book Page	036579/000001
Instrument	1803121050

Lender

Name	NATIONAL GRAND BK/MARBLEHEAD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	76 CLIFTON AVE, MARBLEHEAD, MA 01945-1737
Document Number	36579-17
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36579-17
Date	Mar 12, 2018
Book Page	036579/000017
Instrument	1803121060

Lender

Name	NATIONAL GRAND BK/MARBLEHEAD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 76 Clifton Ave was $7,875, up 8.5% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,875.00 (+8.52%)	$920,000 (+14.73%) Land $637,500 Building $281,300	$935,098 (+40.62%)
2025	$7,257.00 (-1.96%)	$801,900 (-2.93%) Land $565,300 Building $236,600	$665,000
2024	$7,402.00 (+3.35%)	$826,100 (+15.34%) Land $601,400 Building $224,700
2023	$7,162.00	$716,200 Land $529,300 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Clifton Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (1978–2012)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Nov 2012 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 76 Clifton Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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