76 Clement Dr, Mills River, NC 28759 Property Records

Henderson County property record for 76 Clement Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,351 sqft · built 1961
Lot Size	0.86 acres (37,462 sqft)
Owner	Individual Name on File
Last Sale	$20,000 (Oct 2013)
Tax Bill	$1,983 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9631735537`

Property Details

APN / Parcel Number

Primary APN	`9631735537`
Alternative APNs	`0800792` `800792`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,351 sqft Heated Area
1st Floor Area	1,567 sqft
Basement Area	1,568 sqft
Finished Basement	784 sqft
Unfinished Basement	784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	732 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	800792
Street Address	76 CLEMENT DR
City	MILLS RIVER
State	NC
Zip	28759-8736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	800792~MR-
Legal Description	76 CLEMENT DRIVE
Legal Subdivision	CITY OF MILLS RIVER
Legal Block	73
Legal Lot Number	5537
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	2
Census Block	2025
Census Tract	930702

Owner

76 Clement Dr is owned and occupied by an individual who acquired it in March 2017.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	76 CLEMENT DR, MILLS RIVER, NC 28759-8736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 24, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2013 · Amount on File
Deed Sale	Oct 22, 2013 · Amount on File
Prior Sale	Jan 31, 2005 · Amount on File
Deed Document Number	2013793262
Deed Book / Page	1551 / 541
Last Transfer Date	Mar 23, 2017
Transfer Doc	0030320269
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	76 CLEMENT DR, MILLS RIVER, NC 28759-8736
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CLEMENT DR, MILLS RIVER, NC 28759-8736

Mortgage

Document Number	0041220532
Date	Jan 3, 2024
Book Page	4122/532
Instrument	1001008667

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	76 CLEMENT DR, MILLS RIVER, NC 28759-8736
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037130410
Date	May 19, 2021
Book Page	3713/410
Instrument	953598

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	76 CLEMENT DR, MILLS RIVER, NC 28759-8736
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038630483
Date	Feb 2, 2022
Book Page	3863/483
Instrument	972874

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	76 CLEMENT DR, MILLS RIVER, NC 28759-8736
Document Number	0034440466
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CLEMENT DR MILLS RIVER NC 287598736, MILLS RIVER, NC 28759-8736

Mortgage

Document Number	0034440466
Date	Jan 29, 2020
Book Page	003444/000466
Instrument	918913

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	76 CLEMENT DR, MILLS RIVER, NC 28759-8736
Document Number	0033390574
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CLEMENT DR MILLS RIVER NC 287598736, MILLS RIVER, NC 28759-8736

Mortgage

Document Number	0033390574
Date	May 29, 2019
Book Page	003339/000574
Instrument	904322

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 28, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 24, 2017
Property Address	76 CLEMENT DR, MILLS RIVER, NC 28759-8736
Document Number	0030320269
Book / Page	003032 / 000269
Instrument Date	Mar 23, 2017
Transaction Type	Transfer
Record Updated	Oct 9, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CLEMENT DR MILLS RIVER NC 287598736, MILLS RIVER, NC 28759-8736

Tax Assessment & Valuation

The 2025 property tax bill for 76 Clement Dr was $1,983.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,300 (-) Land $75,000 Building $385,300
2025	$1,983.00	$460,300 Land $75,000 Building $385,300
2023		$460,300 Land $75,000 Building $385,300	$460,300 Land $75,000 Building $385,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Clement Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2009–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Clement Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Riverwave Broadband.

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