Niagara County and North Tonawanda City property record for 76 Chipman Pl, North Tonawanda, NY 14120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,758 sqft · built 1910 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Oct 2018) |
| Tax Bill | $4,038 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 291200 182.54-3-21 |
| Primary APN | 291200 182.54-3-21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,758 sqft Living Area |
| 1st Floor Area | 882 sqft |
| 2nd Floor Area | 876 sqft |
| Game Room | Game Room |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,100 sqft (0.117 acres) |
| Lot Dimensions | 100 ft deep x 51 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 340 |
|---|---|
| Street Address | 76 CHIPMAN PL |
| City | NORTH TONAWANDA |
| State | NY |
| Zip | 14120-4303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | 194 W PAYNE AVE FL 76 |
| Legal Subdivision | NEW YORK STATE RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 21.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NORTH TONAWANDA |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 23001 |
76 Chipman Pl is owned and occupied by an individual who bought it in October 2018.
Source: Niagara County and North Tonawanda City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 CHIPMAN PL, NORTH TONAWANDA, NY 14120-4303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Oct 1, 2018 | Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on File |
| Deed Sale | Oct 1, 2018 · Amount on File |
| Prior Sale | Jan 7, 2010 · Amount on File |
| Deed Document Number | 201817108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 76 CHIPMAN PL, NORTH TONAWANDA, NY 14120-4303 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 76 CHIPMAN PL, NORTH TONAWANDA, NY 14120-4303 |
| Document Number | 0000007962 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 2021-07962 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Oct 1, 2018 |
| Property Address | 76 CHIPMAN PL, NORTH TONAWANDA, NY 14120-4303 |
| Document Number | 0000017108 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 17108 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 158 CHRISTIANA ST NORTH TONAWANDA NY 141205519, NORTH TONAWANDA, NY 14120-5519 |
| Document Number | 17109 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 17109 |
| Name | PACIFIC UNION FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2048 |
The 2026 property tax bill for 76 Chipman Pl was $4,038, up 2.1% from the year before.
Source: Niagara County and North Tonawanda City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| Municipality | North Tonawanda City |
| Unified School District | North Tonawanda City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,038.00 (+2.1%) | ||
| 2025 | $3,955.00 | $112,000 Land $12,800 Building $99,200 | $254,500 Land $29,086 Building $225,414 |
| 2023 | $112,000 Land $12,800 Building $99,200 | $215,400 Land $24,617 Building $190,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Chipman Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 76 Chipman Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH TONAWANDA CITY serves 31,568 people · EPA ID NY3100572 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 831 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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