Stafford County property record for 76 Cherry Laurel Dr, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,152 sqft · built 2003 |
| Lot Size | 0.35 acres (15,245 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,489 (Mar 2017) |
| Tax Bill | $2,589 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46G-9-228 |
| Primary APN | 46G-9-228 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,245 sqft (0.35 acres) |
| Porch | Open Porch |
| Porch Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 40863 |
|---|---|
| Street Address | 76 CHERRY LAUREL DR |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-1416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 228 SEC 9 15247 SQFT HICKORY RIDGE |
| Legal Subdivision | HICKORY RIDGE SEC 9 |
| Legal Block | 1 |
| Legal Lot Number | 228 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | FALMOUTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10403 |
Source: Stafford County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 76 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Mar 28, 2017 | Grant Deed, Transfer · FHA Mortgage ATLANTIC COAST MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2017 · Amount on Record |
| Deed Sale | Mar 28, 2017 · Amount on Record |
| Prior Sale | Oct 19, 2016 · Amount on Record |
| Deed Document Number | 20175600 |
| Prior Transfer Date | Oct 14, 2016 |
| Prior Transfer Doc | 0000019328 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 76 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210038571 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 210038571 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Mar 28, 2017 |
| Property Address | 76 CHERRY LAUREL DR, FREDERICKSBURG, VA 22405-1416 |
| Document Number | 170005600 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 5600 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.49 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 76 CHERRY LAUREL DR FREDERICKSBURG VA 224051416, FREDERICKSBURG, VA 22405-1416 |
| Document Number | 170005601 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 5601 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2047 |
| Document Number | 170005602, |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 5602 |
| Name | ATLANTIC COAST MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 27, 2047 |
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,589.00 (+3.31%) | $281,000 (+5.96%) Land $95,000 Building $186,000 | $281,000 (+5.96%) Land $95,000 Building $186,000 |
| 2023 | $2,506.00 (+17.87%) | $265,200 Land $90,000 Building $175,200 | $265,200 Land $90,000 Building $175,200 |
| 2021 | $2,126.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Cox Communications Cable | 2,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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