Seneca County and Seneca Falls Town property record for 76 Chapel St, Seneca Falls, NY 13148
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,530 sqft · built 1951 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,700 (Dec 2021) |
| Tax Bill | $4,211 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2023 Mortgage + 2 more |
| APN | 453289 10-2-52 |
| Primary APN | 453289 10-2-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,020 sqft |
| Upper Floors Area | 510 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 119 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 236 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 76 CHAPEL ST |
|---|---|
| City | SENECA FALLS |
| State | NY |
| Zip | 13148-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Block | 2 |
| Legal Lot Number | 52.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | SENECA FALLS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950400 |
76 Chapel St is owned and occupied by an individual who bought it in December 2021.
Source: Seneca County and Seneca Falls Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 76 CHAPEL ST, SENECA FALLS, NY 13148-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jun 29, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 22, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage PLAZA HOME MORTGAGE INC |
| Jul 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 22, 2021 · Amount on File |
| Deed Sale | Dec 22, 2021 · Amount on File |
| Prior Sale | Jul 20, 2017 · Amount on File |
| Deed Document Number | 202156629 |
| Deed Book / Page | 1047 / 22 |
| Prior Transfer Date | Dec 21, 2021 |
| Prior Transfer Doc | 0001047/22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 76 CHAPEL ST, SENECA FALLS, NY 13148-1317 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001971/126 |
|---|---|
| Date | Oct 20, 2025 |
| Book Page | 1971/126 |
| Instrument | 72046 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 76 CHAPEL ST, SENECA FALLS, NY 13148-1317 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001893/78 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | 1893/78 |
| Instrument | 63229 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SENECA NY |
| Recording Date | Dec 22, 2021 |
| Property Address | 76 CHAPEL ST, SENECA FALLS, NY 13148-1317 |
| Document Number | 0001047/22 |
| Book / Page | 1047 / 22 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 56629 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 CHAPEL ST, SENECA FALLS, NY 13148-1317 |
| Document Number | 0000056630 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 56630 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 76 CHAPEL ST, SENECA FALLS, NY 13148-1317 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 0000001634/0000000265 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 0000001634/0000000265 |
| Instrument | 201700036393 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2047 |
The 2026 property tax bill for 76 Chapel St was $4,211, up 6.7% from the year before.
Source: Seneca County and Seneca Falls Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Seneca Falls Town |
| Unified School District | Seneca Falls Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,211.00 (+6.69%) | ||
| 2025 | $3,947.00 | $137,000 Land $11,200 Building $125,800 | $150,549 Land $12,308 Building $138,241 |
| 2023 | $137,000 Land $11,200 Building $125,800 | $137,000 Land $11,200 Building $125,800 | |
| 2019 | $1,463.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 76 Chapel St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 76 Chapel St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SENECA FALLS serves 9,400 people · EPA ID NY4901198 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CBN Fixed Wireless · not low latency | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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